Showing results for 'AI' in Articles
7416 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

Gen X take spending crown – What it means for retail and payments

28 Aug 25 @ 11:50

For decades, retailers have fixated on Baby Boomers and Millennials as the twin pillars of consumer spending. Yet a quiet generational shift is underway. In 2025, Generation X – those... read more

Agentic AI: Why prompts could replace the buy button

21 Aug 25 @ 13:47

For three decades, e-commerce has relied on a familiar grammar: a search bar, a product page, and the decisive click on a “buy now” button. But the rise of agentic... read more

Digital Euro gains momentum as Bank of England wavers on Digital Pound

22 Jul 25 @ 12:56

The European Central Bank (ECB) has announced a marked acceleration in the development of a digital euro, underlining a growing sense of urgency across the continent’s political leadership. Against the... read more

From chat to checkout: OpenAI tests payments through ChatGPT

18 Jul 25 @ 12:23

OpenAI is developing a native payment checkout system within ChatGPT, signalling a bold step beyond conversational AI toward fully integrated digital commerce. According to multiple sources cited by the Financial... read more

Bank of England fines Vocalink £11.9m for risk management failings

11 Jul 25 @ 13:39

The Bank of England has fined Vocalink £11.9m ($16.2m) for serious failings in its risk management and governance arrangements, marking the first such enforcement action against a financial market infrastructure... read more

AI adoption risks deepening consumers’ digital trust deficit

09 Jul 25 @ 12:46

As businesses double down on AI to drive efficiency and growth, they face an emerging strategic challenge: consumer digital trust in how data is used is eroding – and fast.... read more

Tech billionaires back Erebor to fill Silicon Valley Bank void

07 Jul 25 @ 10:37

A cohort of prominent tech investors is preparing to launch Erebor, a new US bank designed to serve the innovation economy in the wake of Silicon Valley Bank’s collapse. The... read more

AI-led fee and interchange strategies could save PSPs millions

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

Worldpay expands into Thailand as domestic acquiring surges

03 Jul 25 @ 09:34

Worldpay has announced its entry into the Thai market with domestic acquiring capabilities, marking another strategic move to strengthen its Asia Pacific presence. This expansion enables Worldpay to support Thai... read more

Banks losing ground in the war against financial crime

24 Jun 25 @ 12:29

Global banks may express confidence in their efforts to combat financial crime, but a new international survey reveals a stark disconnect between optimism and operational reality. BioCatch’s Dark Economy Survey,... read more

Stablecoins at the crossroads: Entering the financial mainstream

23 Jun 25 @ 11:35

Stablecoins, once confined to the fringes of the crypto universe, are moving into the financial mainstream. These digital tokens, typically pegged one-for-one to a fiat currency such as the US... read more

AI assistants pose new agentic AI threat to mobile apps

18 Jun 25 @ 11:04

The rapid proliferation of AI assistants such as Apple Siri, Google Gemini, Microsoft Copilot, and OpenAI’s ChatGPT has transformed mobile engagement – ushering in efficiencies for both consumers and enterprises.... read more

The case for multi‑rail real‑time payments: A strategic imperative

17 Jun 25 @ 12:22

As real‑time payments become the new norm, financial institutions are increasingly adopting multi‑rail strategies to support both the RTP network and the Federal Reserve’s FedNow Service. A new report shows... read more

Fraud moves fast – Can Agentic AI keep pace?

12 Jun 25 @ 13:21

The fraud landscape is evolving at breakneck speed, fuelled by ever more sophisticated techniques and a growing reliance on digital channels. In response, the financial sector is undergoing a quiet... read more

Payment outages costing UK retail and hospitality £1.6bn annually

12 Jun 25 @ 11:02

New research has laid bare the financial and reputational costs of payment system failures across the UK’s retail and hospitality sectors, with payment outages now responsible for a staggering £1.6... read more

Token listings explained: From application to exchange launch

12 Jun 25 @ 09:00

Securing listing a coin or Token on a major exchange is a big milestone in any crypto project’s journey. It signals legitimacy, opens the door to a wider investor base,... read more

Fiserv moves to full ownership of AIB Merchant Services

06 Jun 25 @ 11:02

Fiserv has announced plans to acquire full control of AIB Merchant Services (AIBMS), one of Ireland’s leading payment solution providers and a top-tier e-commerce acquirer in Europe. The move will... read more

Payments needs to be personal – because AI isn’t smart enough

04 Jun 25 @ 13:02

Can you conceive of a more complex business than payments? With a crowded ecosystem, a tangled web of technologies and providers, and so much scope for a transaction to fail,... read more

Agentic AI in banking: A glimpse into the future?

29 May 25 @ 17:07

Agentic AI is fast emerging as a transformative force within financial services, bringing the promise of automated decision-making, hyper-personalisation and operational efficiency. But as UK bank Griffin’s pioneering Model Context... read more

Open Banking struggles to gain ground as card payments

29 May 25 @ 11:04

Despite years of regulatory support, industry optimism, and substantial investment, Open Banking in the UK has yet to fulfil its original promise of transforming the payments landscape. New data reveals... read more

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ETC Mining and the anatomy of a crypto scam

02 Mar 26 @ 11:25

Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more