Showing results for 'AI' in Articles
7651 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

Super Apps – do they have an identity crisis?

22 Oct 24 @ 18:14

Open Banking, Open Finance and embedded finance and how the digital wallet and Super App are at the beating heart of the evolution of payments and banking services. When so... read more

Eurosystem launches cross-border faster payments initiative

22 Oct 24 @ 17:59

The European Central Bank (ECB) has unveiled new initiatives to enhance cross-border payments, building on its existing TARGET Instant Payment Settlement (TIPS) service. These initiatives aim to create faster, more... read more

Mid-tiers bring their A-game to payments

21 Oct 24 @ 19:17

APIs and Automation are the operative words for tier 2 and 3 banks navigating the narrowest of grounds between legacy and scalability. In graduating from the legacy of foundation towards... read more

Instant payments: a huge opportunity for change

21 Oct 24 @ 18:27

A new white paper from INFORM argues that banks should see the impending instant payments mandate from the EU in December 2024 not as a regulatory requirement, but as an opportunity... read more

Fintech Trade Group sues CFPB over BNPL regulation

21 Oct 24 @ 18:02

The Financial Technology Association (FTA), representing major BNPL (Buy Now, Pay Later) providers, has filed a lawsuit against the US Consumer Financial Protection Bureau (CFPB) to block a new rule... read more

Nordic Payment Report 2024: Driving the digital economy

18 Oct 24 @ 13:05

As digital payments increasingly take centre stage, the Nordics have emerged as global leaders in cashless transactions, showcasing how businesses and consumers alike can adapt to rapid technological advancements. According... read more

UK introduce new BNPL regulations to protect shoppers

18 Oct 24 @ 09:03

On the same day that Apple and Klarna inked a deal to integrate BNPL, the UK government has announced new regulations aimed at protecting millions of Buy-Now, Pay-Later (BNPL) users,... read more

The rising influence of Generation Alpha in the digital economy

17 Oct 24 @ 13:14

A new global study has highlighted the profound impact that Generation Alpha (children aged 8-15) is having on household spending and the digital economy. The research, by Checkout.com, conducted across... read more

Managing risk and compliance in the instant payments era

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

Worldline launches “Bank Transfer” A2A payments in Europe

17 Oct 24 @ 09:21

Worldline has launched its A2A payment (account-to-account) solution, “Bank Transfer by Worldline.” This new payment method allows businesses to handle high-value transactions, offering merchants across Europe a secure and efficient... read more

Ripple launches USD-pegged stablecoin RLUSD

16 Oct 24 @ 16:23

Ripple has officially launched RLUSD, a stablecoin pegged to the US dollar – a bold entry into the increasingly competitive stablecoin market. The play seeks to challenge dominant players like... read more

Fintechs show continued dissatisfaction with Agency banks

16 Oct 24 @ 14:48

ClearBank has revealed troubling findings in its latest report, “How well are fintechs served by banks? The state of agency banking across the UK and Europe.” The research, which surveyed... read more

Mobile payments driving contactless dominance in Nordics

15 Oct 24 @ 19:21

Card payments dominate the Nordic payment landscape, with 90% of shoppers using them for contactless payments either daily or once a week, according to new research conducted on by Nets.... read more

The rapid evolution of payments in Latin America

15 Oct 24 @ 17:50

In recent years, Latin America has experienced a remarkable transformation in the way people make payments. Debit cards, credit cards, and mobile payments are quickly becoming the preferred methods of... read more

Mastercard’s role in UKGC-licensed casinos: Understanding the debit solution

15 Oct 24 @ 15:37

In 2020, the UK Gambling Commission (UKGC) introduced a significant regulation: the ban on using credit cards for online gambling transactions. This move aimed to address concerns over gambling-related harm,... read more

50% of Irish contactless payments now made by mobile wallet

14 Oct 24 @ 15:42

Consumers made more than 1.4 billion contactless payments to the value of €24.8 billion in shops, restaurants and other retail outlets in the 12 months to the end of June... read more

Apple in Payments – Winning by Influencing

14 Oct 24 @ 14:08

A new white paper from Boston Consulting Group outlines the significant strides Apple has made in the payments industry, including its decision to discontinue Apple Pay Later and focus on... read more

Citi and Mastercard partner on cross-border debit payments

11 Oct 24 @ 16:34

Citi and Mastercard have announced a partnership to offer faster, more efficient cross-border payments using Mastercard debit cards across 14 global markets, with plans for expansion. Through Citi’s WorldLink Payment... read more

Alipay+ transactions triple in 2024 – Merchants benefit

11 Oct 24 @ 11:42

Alipay+, Ant International’s cross-border mobile payment venture, has revealed three trends shaping the future of tourism to the benefit of global merchants and the industry. “Tourism’s importance to economic growth... read more

Optimising payment gateways and improving authentication rates

11 Oct 24 @ 11:30

Payment gateways are an integral part of the digital commerce landscape, and as financial transactions are increasingly borderless and consumers demand seamless, secure payment experiences. Payment gateways have become more... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more