14 Dec 23 @ 16:24
New figures released by Europol show that criminals are adept at exploiting new payment technologies for financial gain. In an attempt to match such levels of criminal ingenuity, financial institutions... read more
14 Dec 23 @ 16:05
UK Finance has launched two reports analysing the risks and opportunities of quantum computing for the UK financial services sector. The reports, Quantum Risks, and, Quantum Opportunities together set out... read more
24 Oct 23 @ 11:30
As part of new series on high-growth Asian markets outside China, James Wood looks at Thailand, asking what’s next for a country that’s seen P2P and digital wallet payments soar.... read more
24 Oct 23 @ 11:27
As innovations go, Artificial Intelligence (AI) in payments has seen more hype than most. James Wood sorts the bits and bytes to ask where the value of AI in payments... read more
24 Oct 23 @ 10:26
We debate the current wave of skepticism about AI in our September-October issue. In brief, and outside its obvious applications in fraud detection and management, some senior executives have expressed... read more
14 Aug 23 @ 14:23
Salesforce, in collaboration with FT Longitude, surveyed almost 500 senior retail executives from 14 countries across Europe to understand the decisions that they have made or will be making to... read more
06 Jun 23 @ 12:51
As we all get increasingly familiar with the pros and cons of cognitive AI it is really important to remember that whilst there are real, applicable use cases, there is... read more
05 Apr 23 @ 09:58
Five years after firing the starting gun on Open Banking, it looks like things are going well in the UK. However, a key question remains – especially for the fintechs... read more
05 Apr 23 @ 09:24
Modern life virtually requires that each of us has our devices accessible at any time. So how is it that most Americans still find using a credit card more convenient... read more
16 Feb 23 @ 16:18
New technologies such as Account-to-Account payments and Open Banking are taking intermediaries out of the value chain in payments, while fresh advances in blockchain threaten total disintermediation. James Wood looks... read more
16 Feb 23 @ 12:57
The newly launched AI4CYBER Consortium will work on AI-based security solutions to ease the life of system developers and operators in managing robustness, resilience and response against sophisticated cybersecurity threats... read more
29 Dec 22 @ 04:17
The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more
29 Dec 22 @ 04:08
The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more
24 Oct 22 @ 13:08
A new report from leading financial research firm East & Partners in partnership with Payments Cards & mobile, claims banks are lagging far behind their clients’ expectations when it comes... read more
24 Oct 22 @ 12:16
A global pandemic and war in Europe haven’t just caused inflation to rise. They’ve also led to interruptions in global supply chains, whether that’s Ukrainian wheat not being shipped to... read more
24 Oct 22 @ 11:15
UK consumers are significantly ahead of their European counterparts in their embrace of digital banking, new data shows. The research, commissioned by Europe’s leading provider of consumer and business credit... read more
24 Aug 22 @ 14:09
Banking Circle is moving into the virtual assets market with a new service for banks and payments businesses, by adding USDC stablecoins to its payment rails for payment acceptance, processing... read more
26 May 22 @ 09:18
As fraud attempts and cyber-security incidents continue to rise, more and better Artificial Intelligence (AI) solutions are being touted as the solution. But does AI deliver on its promise? Two... read more
26 May 22 @ 06:50
In the last issue of PCM (March-April 2022) we reported on burgeoning interest among banks and governments in stablecoins – that is, cryptocurrencies whose value is pegged to a fiat... read more
26 May 22 @ 06:09
Data from Barclaycard Payments, which processes £1 in every £3 spent on credit and debit cards in the UK, shows that many online businesses are still not fully compliant with... read more
02 Mar 26 @ 11:25
Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more
24 Feb 26 @ 12:45
After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more
18 Feb 26 @ 13:35
The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more
09 Mar 26 @ 14:45
SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more