Showing results for 'AI' in Articles
7651 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

Bundling Debit with BNPL: The next competitive frontier

09 Jul 25 @ 13:48

The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more

Regulatory gaps in high-risk industries: Lessons for payments oversight

09 Jul 25 @ 09:07

Scrutiny of US regulatory gaps in high-risk industries offers sobering lessons for the payments sector, which remains exposed to systemic weaknesses of its own. Oversight failures in sectors such as... read more

Embedded Finance 2.0: Software’s bid to become banks

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

Gen X: Security trumps hype in their payment choices

08 Jul 25 @ 09:44

Amid the noise surrounding Millennial fintech adoption and Gen Z’s mobile-first payments, Gen X remains a powerful yet overlooked cohort. Born between 1965 and 1980, Gen X came of age... read more

Stablecoin reserve rules could upend crypto’s power structure

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

Five Belgian banks join EPI to boost Wero

07 Jul 25 @ 15:55

The European Payments Initiative (EPI) has strengthened its foothold in Belgium with the addition of five major banks set to deploy its Wero digital wallet. Argenta, Bank Van Breda, Beobank,... read more

Consumers put price on convenience as financial pressures persist

07 Jul 25 @ 10:01

In the midst of continued financial strain across US households and many other major markets, a new study sheds light on the value consumers place on convenience services – and... read more

Viva.com expands Tap to Pay on iPhone to Spanish market

07 Jul 25 @ 09:14

Viva.com has extended its Tap to Pay on iPhone capability to Spain, marking its 23rd European market for the service. The launch enables Spanish merchants to accept contactless payments using... read more

Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

Fourth Generation Payment Networks: The next frontier in global payments

04 Jul 25 @ 11:50

The global payments landscape is undergoing a profound transformation, marked by the emergence of Fourth Generation Payment Networks (4GPN). A new whitepaper by Thunderbird School of Global Management and Wiseasy... read more

Planet expands into tolling to deliver seamless payments

04 Jul 25 @ 10:54

Planet has announced its strategic entry into the global vehicle tolling market, aiming to transform how drivers pay at toll booths by unifying payments across online, in-app, and in-person channels.... read more

Orbital bridge real-time euro payments across SEPA and stablecoins

03 Jul 25 @ 09:26

Orbital, a cross-border platform that orchestrates payments across stablecoins and traditional rails, has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets. Cross-border payments... read more

Banktech or Fintech? Why banks must rethink their alliances

02 Jul 25 @ 12:48

The distinction between banktech and fintech is becoming increasingly blurred, forcing banks to rethink their strategic positioning. As embedded finance, generative AI, and real-time payments transform the financial services ecosystem,... read more

Why Circle wants to become a bank

02 Jul 25 @ 09:06

Circle, the issuer of the world’s second-largest stablecoin USDC, is taking a step towards becoming a fully fledged bank. The company has filed an application with the Office of the... read more

Stripe expands Pay by Bank to France and Germany

02 Jul 25 @ 09:00

Stripe has announced plans to launch its Pay by Bank service in France and Germany, marking a strategic expansion of its partnership with Open Banking provider TrueLayer. The move follows... read more

European fintech M&A surges in 2025 on wave of consolidation

01 Jul 25 @ 13:20

European fintech M&A is surging in 2025, with disclosed deal value for $100 million-plus transactions reaching $3.9 billion in H1 2025, almost double the total recorded for all of 2024.... read more

Africa takes step towards financial sovereignty with PAPSSCARD

01 Jul 25 @ 09:30

Africa has embarked on a historic journey towards financial independence with the unveiling of PAPSSCARD, the continent’s first Pan-African card scheme. Launched on 27 June at the 32nd Afreximbank Annual... read more

Landmark ruling finds Visa and Mastercard breach interchange fees law

01 Jul 25 @ 09:11

In a decisive legal blow to the global card giants, the UK’s Competition Appeal Tribunal (CAT) has ruled that Visa and Mastercard’s default multilateral interchange fees (MIFs) breach European competition... read more

DIMOCO and NEO.bet partner in German market

01 Jul 25 @ 09:02

In an interesting development for Germany’s regulated igaming market, DIMOCO has secured authorisation to offer carrier billing as a payment option, with NEO.bet confirmed as the first operator to adopt... read more

Revolut acquires BNP Paribas’ Banco Cetelem in Argentina

27 Jun 25 @ 12:04

Revolut is set to acquire Banco Cetelem Argentina from BNP Paribas Personal Finance, marking its first direct entry into the Argentinian banking sector as it accelerates its Latin American expansion... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more