Showing results for 'AI' in Articles
7654 Articles | 1866 Magazines | 62 Research | 77 Whitepapers

Debit cards move into instalments as banking and BNPL converge

29 Jan 26 @ 18:08

Instalment payments are no longer confined to online checkouts or specialist buy now, pay later (BNPL) apps. They are increasingly becoming part of everyday banking, embedded directly into debit cards,... read more

Pay by Bank – The future of Europe’s payment sovereignty

28 Jan 26 @ 22:23

Europe’s strategic autonomy debate has expanded far beyond defence and energy. As policymakers increasingly recognise, control over everyday payment systems has become a matter of economic sovereignty. As MEP Aurore... read more

A new standards battle is reshaping identity, data and payments

28 Jan 26 @ 21:43

A quiet but consequential standards war is emerging across identity, data and payments. After two decades defined by proprietary platforms and bespoke integrations, the global digital economy is confronting the... read more

Open Banking continues to outperform on fraud

28 Jan 26 @ 21:23

Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more

Agentic commerce triggers new battle over checkout control

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans, are doing the shopping? This tension has... read more

WEF: Stablecoins and the coming age of Machine Commerce

27 Jan 26 @ 10:48

Stablecoins are moving rapidly from the margins of crypto markets to the centre of global payments strategy, as artificial intelligence reshapes how economic activity is conducted. Speaking at the World... read more

Capital One bets on Brex to accelerate payments strategy

23 Jan 26 @ 14:23

Capital One has agreed to acquire payments fintech Brex for $5.15bn, marking another decisive strategic move by its founder and chief executive, Richard Fairbank. The transaction, disclosed alongside the bank’s... read more

SEPA Instant payments set to surpass traditional transfers by 2030

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

Fraud has become the hidden cost of Europe’s e-commerce boom

22 Jan 26 @ 17:05

Europe’s retail economy is undergoing a structural shift. E-commerce has moved from being a complementary sales channel to the primary growth engine for many merchants. Online sales now dominating strategic... read more

Agentic Commerce and the quiet return of Guest Checkout

20 Jan 26 @ 17:36

Agentic commerce is steadily rewiring how digital transactions occur. Instead of shoppers manually navigating screens, entering credentials and approving each step, intelligent software agents are beginning to select products, optimise... read more

How real-time payouts are stress-testing US banking infrastructure

20 Jan 26 @ 14:12

Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more

Revolut Pay positions itself for Agentic Commerce

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Payments Protocol (AP2). The development signals... read more

Stablecoin cards quietly cross a payments milestone

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $100 million at the start of 2023,... read more

Everything you should know about making payments on Telegram

19 Jan 26 @ 15:17

Most people use Telegram for chatting, but it actually handles millions of dollars in transactions every day.  Users now send money, pay for subscriptions, purchase digital services, and access online... read more

Klarna pushes further into everyday banking with P2P play

16 Jan 26 @ 14:00

Klarna has taken another decisive step beyond buy now, pay later with the launch of instant P2P payments across 13 European markets. The new functionality allows users to send money... read more

Ripple secures EMI licence and UK regulatory green light

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more

Brazilian e-commerce sees surge in digital wallet usage

15 Jan 26 @ 21:16

Digital wallets have emerged as the fastest-growing payment method in Brazilian e-commerce, overtaking every major alternative as adoption accelerates among younger consumers and previously underbanked populations. According to an analysis... read more

High court clears way for UK cap on cross-border interchange fees

15 Jan 26 @ 21:00

Revolut, Visa and Mastercard have failed in a High Court bid to block a proposed UK cap on cross-border card interchange fees. The decision hands a significant legal victory to... read more

Open Banking moves from policy experiment to national infrastructure

13 Jan 26 @ 14:22

Eight years after its launch, Open Banking has become a foundational layer of the UK’s financial system rather than a niche regulatory initiative. More than 16.5 million user connections are... read more

Global Payments bets on scale as FIS doubles down on Issuing

13 Jan 26 @ 13:47

Global Payments has completed a long-anticipated strategic reset, finalising the acquisition of Worldpay while divesting its Issuer Solutions business to FIS. Together, the transactions reshape the competitive landscape of global... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more