Showing results for 'AI' in Articles
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TrueLayer expands beyond payments with acquisition of Dutch BNPL specialist in3

02 Jun 26 @ 20:25

European open banking pioneer TrueLayer has taken a major step towards reshaping the continent’s checkout landscape with the acquisition of Dutch buy now, pay later (BNPL) provider in3, marking its... read more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions across the continent are increasingly questioning Europe’s dependence on international payment... read more

UK banks unite behind domestic payments network to challenge Visa and Mastercard

31 May 26 @ 12:58

Britain’s largest banks are preparing to launch a new domestic payments scheme designed to reduce the UK’s reliance on global card networks and accelerate the adoption of account-to-account payments powered... read more

Project Agorá signals new era for tokenised cross-border payments

31 May 26 @ 12:57

Efforts to modernise cross-border payments have accelerated significantly following the publication of new findings from Project Agorá, a major international initiative led by the Bank for International Settlements (BIS) and... read more

European Commission Reassesses MiCA

26 May 26 @ 20:27

The European Commission has launched a fresh consultation on the future of the Markets in Crypto-Assets Regulation (MiCA), signalling that Europe’s flagship crypto framework may already require recalibration less than... read more

European banks double down on Euro Stablecoin ambitions

21 May 26 @ 18:39

A growing coalition of European lenders is betting that stablecoins can strengthen the continent’s position in digital finance, with Amsterdam-based joint venture Qivalis adding 25 banks to its euro stablecoin... read more

Revolut deepens Crypto push with launch of physical Debit Card

21 May 26 @ 07:20

Revolut has unveiled its first physical cryptocurrency debit card, signalling the next stage in the convergence between digital assets and mainstream consumer payments. The UK fintech’s new card, which features... read more

The friendly-fraud frontier: Why regulated verticals are setting the bar for agentic defences

20 May 26 @ 10:57

Friendly fraud is not immune to the march of AI, and indeed, the emergence of automated tech as a defence against chargebacks has been embraced in industries with the strictest... read more

Lagarde rejects Stablecoins as the route to a stronger Euro

18 May 26 @ 17:07

European Central Bank president Christine Lagarde has challenged the growing argument that Europe should answer dollar stablecoin dominance with euro-denominated equivalents, warning that such instruments may import financial fragilities rather... read more

Credit card loyalty is moving from plastic to platforms

18 May 26 @ 17:04

The battle for credit card primacy is no longer being fought solely through headline rewards, introductory rates or prestige perks. Increasingly, it is being decided on a smaller but more... read more

Stablecoins move from crypto niche to payments infrastructure

14 May 26 @ 13:47

Stablecoins are no longer best understood as a specialist corner of the crypto market. They are increasingly being tested as practical settlement instruments across the payments stack, from tokenised assets... read more

Stolen payment cards become a low-cost commodity

14 May 26 @ 13:44

Stolen UK payment card details are being sold on dark web marketplaces for around £9, according to research from NordVPN and threat exposure platform NordStellar. The finding underlines an uncomfortable... read more

E-commerce payments enter the age of managed complexity

11 May 26 @ 19:54

The global e-commerce payments market is no longer simply a story of digital adoption. It is becoming a test of operational control. The 2026 Global e-commerce Payments & Fraud Report,... read more

FCA probes Paypal, Mastercard and Visa competition

07 May 26 @ 16:30

The UK’s Financial Conduct Authority has opened a competition investigation into PayPal, Mastercard and Visa, examining whether commercial arrangements linked to PayPal’s digital wallet may have restricted competition in the... read more

Fiserv faces a difficult reset amid revenue declines

07 May 26 @ 16:29

Fiserv has entered 2026 under clear pressure, with its latest quarterly results underlining the scale of the challenge facing one of the payments industry’s largest incumbents. The group reported adjusted... read more

Santander backs Ebury’s next phase with fresh funding

05 May 26 @ 16:52

Banco Santander has reinforced its commitment to Ebury after taking part in a funding round of about £550mn for the cross-border payments and trade finance fintech. The transaction brings in... read more

RBI Revokes Paytm Payments Bank Licence

28 Apr 26 @ 18:14

The Reserve Bank of India’s decision to cancel the banking licence of Paytm Payments Bank marks a significant regulatory moment for India’s digital finance sector. Announced on 24 April 2026,... read more

ECB Turns to Open Standards to Prepare the Ground for Digital Euro

27 Apr 26 @ 12:53

The European Central Bank has moved to reduce one of the biggest practical risks facing the digital euro: fragmentation. By signing agreements with ECPC, nexo standards and the Berlin Group,... read more

OCC Intervention Pushes the Interchange Battle into a National Test Case

22 Apr 26 @ 19:35

The battle over interchange fees in the United States has moved well beyond a state level policy dispute. By intervening both in court and through the regulatory process, the Office... read more

Nium and Coinbase partnership builds Stablecoin infrastructure

22 Apr 26 @ 19:34

Stablecoins are moving more decisively into the heart of global payments infrastructure. Nium’s new partnership with Coinbase marks another step in that direction, giving business clients the ability to send,... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more