20 Jan 22 @ 17:17

In an update to its 2018 strategic review of retail banking, the FCA found that, while still strong, there are signs large banks’ historic advantages are starting to weaken, driven... read more

18 Jan 22 @ 08:42

In March last year Payments Cards & Mobile reported that the Payment Systems Regulator (PSR) has set out provisional accusations for five payments companies including Mastercard, in which it stated... read more

17 Jan 22 @ 12:39

A new study has found the value of transactions made over prepaid cards will exceed $4.1 trillion globally in 2026; up from $2.3 trillion in 2021 – a substantial growth... read more

11 Jan 22 @ 10:06

New research reveals that 55% of crypto owners – rising to 60% of 18-24 year olds – would rather get paid their salary in cryptocurrency. The top reasons for this... read more

10 Jan 22 @ 11:19

Two new studies have revealed the huge and growing problem of chargeback, or disputed transactions, in the payments business – yet neither offers a convincing methodology for how to fix... read more

10 Jan 22 @ 10:53

Small and micro-merchants are switching to electronic payments across Europe – banks and payments companies must consider the specific needs of this segment. As a new year dawns, commentators are... read more

07 Jan 22 @ 09:40

The NFT market has seen exponential growth in 2021. In order to capitalise on the demand, investors are giving more attention than ever to start-ups in the category. At the... read more

16 Dec 21 @ 15:55

The implementation of retail faster payments across the globe is continuing at a rapid pace, with significant implications for incumbent RTGS systems, according to a report published by the Bank... read more

15 Dec 21 @ 10:04

Anti Money Laundering (AML) red flags have been indicated at more than a third of UK-licensed electronic money institutions (EMIs), according to Transparency International UK. Transparency International UK warned in... read more

13 Dec 21 @ 09:40

The UK signals intelligence agency GCHQ has warned that China’s digital renminbi, risks becoming a tool to surveil users and exert control over global currency transactions. In an interview with... read more

09 Dec 21 @ 16:26

Meta’s cryptocurrency wallet, Novi, will now allow users to send and receive money through WhatsApp. The pilot program is open to a limited number of people in the US, Stephane Kasriel,... read more

02 Dec 21 @ 12:45

New analysis has observed over 4 million (4,481,379) payment card details, belonging to users across 140 countries, being traded on the dark web. The hackers were found selling payment cards information for... read more

30 Nov 21 @ 16:59

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. Payments Cards &... read more

26 Nov 21 @ 12:58

The Payments Association has released new research showing how artificial intelligence (AI) and machine learning (ML) are being used in the payments, finance and banking sectors and how they may... read more

25 Nov 21 @ 17:18

As the holiday shopping season hits full stride, e-commerce retailers across Europe face a new era of fraud and malicious attacks spurred by a COVID-inspired transformation in e-commerce and a... read more

19 Nov 21 @ 16:09

The pandemic accelerated the move to online shopping. With lockdown restrictions having been in place, it’s no surprise that global e-commerce grew by 25% in 2020; it’s expected to grow... read more

19 Nov 21 @ 09:16

Major UK retailers have clubbed together and plan to give online shoppers cash back in Bitcoin it has been claimed. The crypto loyalty scheme is expected to launch in 2022,... read more

12 Nov 21 @ 16:24

Retail continues to face a number of challenges, including supply chain issues that are still hampering the shipping and delivery of goods. Moving into 2022, everyone is looking forward to... read more

09 Nov 21 @ 11:03

Following on from yesterdays article on mCBDC and cross-border payments, a second study, looking at the same problem from a different angle, has found deployment of blockchain for cross-border settlement... read more

03 Nov 21 @ 10:29

A proactive and forward-thinking e-commerce business can get ahead by using data for fraud prevention and chargebacks. Online transactions surged in the last year. Ninety-seven percent of CEOs know that... read more