10 Dec 24 @ 10:25
Generative AI seems set to make an exponential mark on financial services the industry. Unlike other trends and technologies in the industry, however, confidence in its potential is high while... read more
10 Dec 24 @ 10:23
AI technologies are manifesting in many different ways, solving many different problems and creating many new opportunities in payments and financial services. Anna Milne gets the low down from two... read more
10 Dec 24 @ 10:18
The UK is at a pivotal moment in terms of fintech. Regulation, reputation, growth and investment are under the spotlight, and happily so. These are not mutually exclusive. The powers... read more
10 Dec 24 @ 09:55
The e-commerce sector has transformed dramatically over recent years, with a notable shift during the pandemic when many retailers and Consumer Packaged Goods (CPG) companies experienced accelerated online growth. However,... read more
10 Dec 24 @ 09:49
Klarna, the Swedish Buy Now, Pay Later (BNPL) pioneer, has taken its first step towards going public, marking a major development in the fintech world. Klarna disclosed on Wednesday that... read more
22 Oct 24 @ 14:04
In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. When it comes to payments, where are payment providers and banks directing their... read more
22 Oct 24 @ 13:44
The Global Payments Report 2024 from Worldpay shows that transaction value on prepaid cards is set to surpass $1 trillion in 2024. Worldpay’s 2024 study explains that prepaid cards have... read more
14 Aug 24 @ 08:46
The greatest trick the devil ever pulled was to convince the world he didn’t exist. So said Keyser Söze (Usual Suspects), paraphrased from Baudelaire and others. Synthetic fraud is the... read more
31 May 24 @ 14:40
Based on exclusive Payments Cards & Mobile research, The Eurasian Digital & Card Payments Yearbook Overview covers 10 countries, providing a snapshot of a region in epochal change and bringing... read more
31 May 24 @ 14:11
It’s tough at the top. Well, it’s even tougher at the bottom. While the pressure has arguably never been greater for retail banks to conform to new standards of service... read more
31 May 24 @ 13:41
Nearly 70% of the 600 fraud-management, anti-money laundering, and risk and compliance officials surveyed in a new report, AI-focused fraud and financial crime, say criminals are more adept at using... read more
31 May 24 @ 13:34
Weeks after reaching a landmark $30 billion settlement on interchange fees designed to provide relief to retail businesses, Mastercard appears to be planning to increase certain credit card fees beginning... read more
02 May 24 @ 10:16
Current approaches have kept fraud at bay: but serious new threats in the digital channel plus digital growing as a proportion of the economy means we need a rethink. James... read more
02 May 24 @ 10:02
A moment of drama, such as sometimes happens in payments, came during the recent MPE conference in Berlin. A UK retailer responded to Visa’s claim that payment networks add far... read more
02 May 24 @ 09:40
While only 7 percent of large European companies offer embedded banking services today, 48 percent have specific plans to launch them in the next three years. 89 percent of those... read more
02 May 24 @ 09:14
J.P. Morgan Payments is set to become a principal member of France’s leading payments network, Cartes Bancaires (CB), with the intention to offer European merchant clients access to the payments... read more
21 Feb 24 @ 10:56
As Asian economic powerhouses join up their faster payment systems and Africa follows suit, Europe lags in confusion, directives, initiatives and strategies. James Wood asks why Europe can’t copy Asia’s... read more
21 Feb 24 @ 10:44
Here at PCM Towers, news reaches us on a weekly basis of the AI-led solutions banks and service companies are creating to fight fraud. To deliver ever-greater customer service, and... read more
14 Dec 23 @ 16:37
As we turn our attention to 2024, James Wood says the advent of generative AI is going to create major security headaches for payments companies – amid other problems. In... read more
14 Dec 23 @ 16:28
As banks struggle to make a profit and the ESG trend fades quicker than a fake sun-tan, James Wood asks whether sustainability still matters in payments. Despite all the negative... read more
02 Mar 26 @ 11:25
Three months ago, I was approached by marketing representatives of ETC Mining, who paid $2,500 in Bitcoin for native advertising placement. On the surface, the ... more
24 Feb 26 @ 12:45
After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more
18 Feb 26 @ 13:35
The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more
09 Mar 26 @ 14:45
SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more