01 Feb 18 @ 11:21

While P2P and P2B payment markets are undoubtedly huge, financial services incumbents and new entrants are also targeting the much larger B2B opportunity. B2B payments have traditionally been complex, time-consuming,... read more

01 Feb 18 @ 11:15

November 2017 saw the launch of instant payment systems in the US and Europe. PCM looks at the barriers and enablers to real-time payments, and how organisations can position themselves... read more

01 Feb 18 @ 09:59

What are bank branches for? How many are needed and what should they look like? How do banks improve the customer experience while enhancing efficiency and balance the digital with... read more

01 Feb 18 @ 09:56

Reports of the death of cash are greatly exaggerated. Nearly 80 percent of payments across the 19 Eurozone countries are made in cash, according to a recent European Central Bank... read more

01 Feb 18 @ 09:54

As diverse digital competitors vie for parts of the payments ecosystem, incumbents must deepen ties to customers to remain dominant players, says a report by the Boston Consulting Group. Facing... read more

01 Feb 18 @ 09:53

The Internet of Things (IoT) is sometimes also known as the internet of insecure things. Or the internet of other people’s things. So much so 90 percent of consumers lack... read more

01 Feb 18 @ 09:52

Nearly two-thirds of card transactions undertaken in the face-to-face environment globally between July 2016 and June 2017 used EMV chip technology, according to official figures released by technical body EMVCo.... read more

01 Feb 18 @ 09:51

Russia is planning a national biometric database for financial services, according to Bloomberg and local media reports. Legal changes needed for the system were passed in December 2017. Rostelecom, the... read more

01 Feb 18 @ 09:50

Mastercard, Discover and American Express have all announced plans to drop signature at the point-of-sale signature in North America from April 2018. The Mastercard rule change will apply in Canada... read more

01 Feb 18 @ 09:48

UK card issuers may have to pay up to 14 times more than originally thought to help customers in persistent credit card debt. The Financial Conduct Authority (FCA) has significantly... read more

01 Feb 18 @ 09:47

All but one of 100 payments executives at large banks said their bank plans to make major investments in Open Banking initiatives by 2020, according to the results of a... read more

01 Feb 18 @ 09:45

The total number of card payments worldwide increased by 14 percent to 310 billion in 2016, notably higher than the eight percent increase in card numbers, according to RBR’s Global... read more

01 Feb 18 @ 09:37

With the deadlines for PSD2 and GDPR implementation approaching, 2018 is set to be the year of new legal frameworks for European merchant payments. Compliance challenges come with threats and... read more

01 Feb 18 @ 09:34

The year 2016 marked the second time that multiple Federal Reserve Banks (FR Banks) have surveyed financial institutions about their mobile banking and payment practices and plans. After surveying institutions... read more

01 Feb 18 @ 09:31

The New Year is a time for predictions. These are notoriously hard, especially about the future. Driverless cars, runaway AI and terminals that talk back may generate the most column... read more

01 Feb 18 @ 09:27

As the recently launched iPhone X makes mobile payments even easier with facial recognition, MoneySuperMarket reveals that a quarter (23 percent) of Generation Z predicts physical cards will soon be obsolete as... read more

01 Feb 18 @ 09:25

Apple has rolled out Apple Pay Cash for those in its public beta programme. The service will act as a virtual debit card, and allowing P2P payments will enable it... read more

31 Jan 18 @ 14:39

Visa has announced a suite of sensory branding that will support card brand in an expanded universe of connected, payment-enabled devices. These new sound, animation and haptic (vibration) cues will help signify... read more

31 Jan 18 @ 14:38

New data from Alipay shows 82 percent of the transactions on its platform in 2017 were made via mobile payments, mostly through smartphones. This ratio is said to be an... read more

31 Jan 18 @ 14:34

A growing middle class in China with a high propensity to shop for foreign brands is helping to drive up spending on cross-border e-commerce goods, according to an eMarketer forecast.... read more