06 Jun 23 @ 12:43

According to polling company Gallup’s annual “Confidence in Institutions” survey, before then SVB crisis last year only 27 percent of Americans reported to have a “great deal or quite a... read more

06 Jun 23 @ 12:39

Mastercard has announced that the US Justice Department (DOJ) is conducting an antitrust investigation of its US debit program and competition with other payment networks. The company says it had... read more

05 Apr 23 @ 10:04

For years now, the challenges small and medium enterprises (SMEs) face in payments have not been getting easier. As long ago as 2019, banking infrastructure firm Banking Circle told us... read more

05 Apr 23 @ 09:58

Five years after firing the starting gun on Open Banking, it looks like things are going well in the UK. However, a key question remains – especially for the fintechs... read more

16 Feb 23 @ 16:18

New technologies such as Account-to-Account payments and Open Banking are taking intermediaries out of the value chain in payments, while fresh advances in blockchain threaten total disintermediation. James Wood looks... read more

29 Dec 22 @ 04:23

From Open Banking and instant payments through the Next Big Thing in crypto, James Wood reads the cards to find out what’s coming next in the new year. Those who... read more

29 Dec 22 @ 04:08

The news that Venmo has been added by Amazon as a payment method feels like a watershed moment. For years, industry chat has talked about the potential for payments that... read more

29 Dec 22 @ 03:53

With pressure on margins in payments growing, major banks are said to be looking at how they can capitalise on the wide range of smaller institutions and clients looking for... read more

24 Oct 22 @ 13:06

For some time, the US credit card business has struggled with burgeoning costs and decreasing profitability. Now a range of factors – including rising inflation, a weakening economy and increased... read more

25 Aug 22 @ 11:56

Current systems that let consumers pay small amounts are nearing the end of their utility. users seek easier payments and merchants want better value and higher growth. PCM looks at... read more

24 Aug 22 @ 14:09

Banking Circle is moving into the virtual assets market with a new service for banks and payments businesses, by adding USDC stablecoins to its payment rails for payment acceptance, processing... read more

26 May 22 @ 09:48

Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood peers into his crystal ball to... read more

26 May 22 @ 09:43

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, R2P promises greater control and faster settlement for consumers and businesses alike. James Wood goes under... read more

26 May 22 @ 09:20

The COVID-19 pandemic of 2019-2022 will be remembered for many things, including the deepest recession since the 1930s and subsequent economic turmoil. Although Europe’s economies have largely recovered, turmoil remains... read more

26 May 22 @ 06:33

The European Commission has accused Apple of abusing its market position for contactless payments via its digital wallet app Apple Pay. The EU regulator charged Apple with breaking competition law... read more

21 Apr 22 @ 10:09

As BNPL continues to soar and clamour to regulate grows, industry leaders are adopting a war mentality, criticising the credit card sector. HOWEVER, the right regulation is required to prevent... read more

21 Apr 22 @ 10:06

As blockchain-enabled systems and crypto FLOURISH, pundits claim there’s a non-bank future before us with lower fees, faster transactions and instant exchanges of value from person to person. WE LOOK... read more

21 Apr 22 @ 09:48

As both Visa and Mastercard announce higher charges for e-commerce transactions and almost two-thirds of Europeans now bank online, it seems the popularity of alternative payment methods, or “alt-pays”, continues... read more

21 Apr 22 @ 09:29

As per previous Payments Cards & Mobile reports, former financial services ombudsman Walter Merricks is bringing a £14 billion interchange fee claim on behalf of around 46 million people against... read more

17 Feb 22 @ 15:05

This year’s PCM’s Digital and Card Payment Yearbooks suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and other methods. James Wood... read more