29 Dec 22 @ 04:05

Back in his old role as Chancellor of the Exchequer (Finance Minister), Rishi Sunak proposed a CBDC for the UK known as “Britcoin”, due to be launched across the UK... read more

29 Dec 22 @ 03:52

Japan’s JCB has launched “JCBDC” (JCB Digital Currency) pilot project with IDEMIA and FinTech company Soft Space. JCBDC pilot will develop a CBDC (Central Bank Digital Currency) payment solution and... read more

24 Oct 22 @ 13:12

As part of our ongoing quest to demystify the hype and find the truth in payments, we take a look at the latest buzz-word, “embedded payments” and ask what it... read more

24 Oct 22 @ 12:16

A global pandemic and war in Europe haven’t just caused inflation to rise. They’ve also led to interruptions in global supply chains, whether that’s Ukrainian wheat not being shipped to... read more

25 Aug 22 @ 12:18

Some experts say cards are a legacy technology while digital wallets and alt-pays are the future. But more powerful cards with multiple functions and better security are fighting back. So... read more

25 Aug 22 @ 11:56

Current systems that let consumers pay small amounts are nearing the end of their utility. users seek easier payments and merchants want better value and higher growth. PCM looks at... read more

25 Aug 22 @ 11:51

Cryptocurrencies have lost sixty percent of their value and are looking increasingly hobbled for the future. So what’s next for the digital currency dream of frictionless, fast and low-cost payments?... read more

26 May 22 @ 09:48

Facebook is so convinced the metaverse is the future, it’s changed its name. But is a fully-digital life possible, or even desirable? James Wood peers into his crystal ball to... read more

26 May 22 @ 09:22

Credit card reward schemes have been in the doldrums for years. With “alt pays” such as account-to-account payments and crypto slowly replacing cards, we ask what’s happening to reward schemes,... read more

26 May 22 @ 06:50

In the last issue of PCM (March-April 2022) we reported on burgeoning interest among banks and governments in stablecoins – that is, cryptocurrencies whose value is pegged to a fiat... read more

26 May 22 @ 06:00

By introducing a first digital investment fund, a stable digital asset and an investment and payment application, Petale is positioning itself at the crossroads of three major growing markets: blockchain... read more

21 Apr 22 @ 10:06

As blockchain-enabled systems and crypto FLOURISH, pundits claim there’s a non-bank future before us with lower fees, faster transactions and instant exchanges of value from person to person. WE LOOK... read more

20 Apr 22 @ 13:23

India’s central bank says it will launch a digital rupee CBDC in the next financial year, according to the country’s finance minister. “Introduction of a central bank digital currency (CBDC)... read more

17 Feb 22 @ 14:13

A group of US banks have announced that they intend to launch their own stablecoin, called USDF, in a move they hope will tackle concerns about the reserves behind nonbank... read more

17 Feb 22 @ 13:50

Visa has announced plans to offer central banks and financial institutions a central bank digital currency (CBDC) product in Q2 2022. The payment provider developed its Visa CBDC Payment Module... read more

27 Oct 21 @ 12:13

For years, payments investors focused on consumers’ switch to digital and mobile payments. More recently, investors have shifted to business to business (B2B) payments, where analysts see huge opportunities for... read more

27 Oct 21 @ 12:01

Non-Fungible Tokens (NFTs) are the latest buzzword in payments. While these digital instruments linked to blockchain might be rich in possibility, they’re also fraught with risk – as James Wood... read more

27 Oct 21 @ 11:50

Two new studies have revealed the huge and growing problem of chargebacks, or disputed transactions, in the payments business – yet neither offers a convincing methodology for how to fix... read more

27 Oct 21 @ 11:20

Facebook has announced it will launch the Novi digital wallet tied to the Diem blockchain-based payment system, having received the necessary regulatory clearances. David Marcus, chief of Facebook’s financial services... read more

24 Aug 21 @ 09:21

For more than a decade, the shift to e-commerce and mobile has brought huge amounts of investment into payments. As further fresh investment rounds are announced, PCM asks whether a... read more