PCM Whitepapers

Payments Industry Intelligence – helping your company navigate a growing, fragmented and competitive market

PCM Whitepapers

Showing Latest PCM Whitepapers

07 Jan 26 @ 17:32

Cards remain the backbone of Europe’s payment ecosystem, with usage and transaction volumes continuing to surge, banks that modernize issuing now will be best positioned to unloc...

More info

07 Jan 26 @ 17:32

Card payments have surged to record levels across Asia-Pacific (APAC), fuelled by rapid market expansion, innovation in card products, and increasing consumer trust. As digital wal...

More info

27 Oct 25 @ 08:00

Domestic and international B2B electronic transaction flows have rocketed in recent years, driven by digitalization, the adoption of electronic payments – and the rise of B2B mar...

More info

23 Jun 25 @ 07:08

As real-time payments become the norm, acquirers, PSPs and merchants are at risk of losing millions to fluctuations in scheme fees and interchange rates. Global banking infrastruc...

More info

24 Mar 25 @ 15:41

As banks world-wide struggle with technology debt and outdated systems, Radi El-Haj, CEO of RS2, explains how banks can move from patch-ups and piecemeal upgrades to deliver fully ...

More info

28 Oct 24 @ 15:44

Local Payment Methods have become a burning topic for digital merchants. Across the world, digital transactions are moving at speed and at scale towards Local Payment Methods (LPM...

More info

11 Jul 24 @ 23:28

Instant payments will be the phenomenon of the next five years. Instant payments are set to account for one in three transactions world-wide by 2030. This white paper investig...

More info

11 Jul 24 @ 22:34

The so-called “fourth industrial revolution” in computing and artificial intelligence (AI) isn’t just helping legitimate firms. As fraudsters professionalize, banks and ...

More info

11 Jul 24 @ 14:53

In a world of digital noise, customers want informed payment choices. Loyalty is earned through offering a customised, contextual and configurable and most of all, uniform exp...

More info

07 Jun 24 @ 15:56

For an insight into the state of digital payments in 2024, and how things are set to evolve, it’s worth looking back to the writings of Carl Menger – a 19th Century Austrian ec...

More info

23 Feb 24 @ 14:41

Around the world, new Instant Payment schemes are taking over – both domestically and across borders. Instant payments (IP) have advantages for everyone. Consumers love the spee...

More info

22 Nov 23 @ 18:39

Criminals are becoming more professional, while financial institutions face increasing cost pressures and growing compliance burdens. These factors make improving operational effi...

More info

To find out more

 

Alex Rolfe

Managing Director

Payments Cards and Mobile
+44 1263 711800