28 Jan 26 @ 21:23

Open Banking has long been promoted as a safer, more controlled alternative to legacy payment rails. New evidence from Open Banking Limited’s latest financial crime update reinforces that claim —... read more

27 Jan 26 @ 17:55

The rapid advance of agentic commerce is forcing e-commerce platforms to confront an uncomfortable question: who controls the checkout when machines, not humans, are doing the shopping? This tension has... read more

27 Jan 26 @ 17:37

Predictions of a weak Christmas trading period for e-commerce proved wide of the mark. Fresh data from the UK’s Office for National Statistics shows that online retail enjoyed a robust... read more

27 Jan 26 @ 10:48

Stablecoins are moving rapidly from the margins of crypto markets to the centre of global payments strategy, as artificial intelligence reshapes how economic activity is conducted. Speaking at the World... read more

26 Jan 26 @ 22:01

At NRF Big Show in New York, agentic commerce emerged as more than a futuristic talking point. The event revealed a retail and payments industry actively preparing for AI systems... read more

26 Jan 26 @ 21:38

At the World Economic Forum in Davos, a notable shift in tone emerged from discussions on artificial intelligence in banking and FinTech. Rather than racing to deploy the newest models,... read more

26 Jan 26 @ 18:07

Merchant acquiring has rarely been accused of being exciting. For much of the past two decades it has been a business defined by scale, operational efficiency and relentless margin pressure.... read more

23 Jan 26 @ 14:48

Shopify is preparing its merchant base for a structural shift in online retail. From late January, products sold through AI chatbot checkouts will incur a new cost: a 4 per... read more

23 Jan 26 @ 14:23

Capital One has agreed to acquire payments fintech Brex for $5.15bn, marking another decisive strategic move by its founder and chief executive, Richard Fairbank. The transaction, disclosed alongside the bank’s... read more

23 Jan 26 @ 11:56

For more than two decades, e-commerce has been built around a predictable assumption: that the buyer is human, present, and actively persuadable. Product pages, marketing funnels and checkout flows have... read more

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

22 Jan 26 @ 17:05

Europe’s retail economy is undergoing a structural shift. E-commerce has moved from being a complementary sales channel to the primary growth engine for many merchants. Online sales now dominating strategic... read more

22 Jan 26 @ 16:50

The UK payments industry is sharpening its critique of the country’s approach to stablecoins, arguing that regulatory caution is slipping into competitive self-harm. In a new manifesto, The Payments Association... read more

20 Jan 26 @ 17:57

For much of blockchain’s commercial history, regulation hovered in the background as an unresolved constraint. Financial institutions ran proofs of concept, explored distributed ledgers and monitored policy debates, but few... read more

20 Jan 26 @ 17:36

Agentic commerce is steadily rewiring how digital transactions occur. Instead of shoppers manually navigating screens, entering credentials and approving each step, intelligent software agents are beginning to select products, optimise... read more

20 Jan 26 @ 14:12

Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Payments Protocol (AP2). The development signals... read more

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $100 million at the start of 2023,... read more