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The increasing sophistication of synthetic identity fraud

23 Apr 24 @ 15:19

Synthetic identity fraud is most commonly associated with fraud in banking or against credit unions but is often mistakenly overlooked in digital commerce. With fraudsters becoming more clever about how... read more

The Central Bank of Mauritania commissions G+D for CBDC

23 Apr 24 @ 14:11

Giesecke+Devrient (G+D) and Banque Centrale de Mauritanie have signed an agreement during the Spring Meetings of the International Monetary Fund and the World Bank Group to jointly explore the development... read more

UK Market: Facilitating commercial Variable Recurring Payments

22 Apr 24 @ 16:24

UK Finance, in association with law firm Addleshaw Goddard, has published a report on the use of model clauses to support the development of the Variable Recurring Payments (VRPs) for... read more

EU regulator set to approve Apple Pay 3rd party access

22 Apr 24 @ 16:01

In January of this year Payments Cards & Mobile brought you the breaking news that the EU regulator was aggressively pursuing Apple, and in particular, singled out its restricted access... read more

Get on your marks for PSD3, PSR and FIDA

22 Apr 24 @ 12:51

As the clock ticks down to new regulations that will change the face of Open Banking, data access, and security, Alex Reddish, Managing Director of Tribe Payments, takes a deep dive... read more

Banks go Lego – The future of banking services

19 Apr 24 @ 13:25

Having survived the hype cycle, so-called “bank in a box” services will shift how banking and payments work over the next five years, creating new revenue streams for traditional banking... read more

The Credit card market is not even close to being saturated

19 Apr 24 @ 12:58

Since the announcement of Capital One’s intentions to acquire Discover in the acquisition of the year to date, the market has been abuzz with rumours of a challenge from the... read more

25% of online transactions fail, costing Europe €18bn a year

19 Apr 24 @ 12:17

According to research published in Payments Cards & Mobile[1], more than one in four (26%) of all transactions in major European markets fail because of customer friction caused by complex... read more

Exploring the future of mobile payments in Europe

18 Apr 24 @ 16:45

The European mobile payment sector is undergoing a period of notable evolution, characterised by its fragmentation and significant expansion. As outlined in a new mobile payments report by Arkwright Consulting,... read more

Slow check-out and customer friction cost too much – it’s time to change

18 Apr 24 @ 15:29

Almost one in three (32%) online transactions in Germany fail due to consumer friction during check out. It’s time to rethink approaches to authentication. As the global economy digitizes and... read more

BIAN standards association demonstrates growing influence with new members

18 Apr 24 @ 15:00

BIAN, the independent not-for-profit standards association, is announcing that 19 new members have joined the growing organisation, bringing the total number of members to 98. This momentum has helped BIAN... read more

Bad bot report: Bots now 50% of all internet traffic

17 Apr 24 @ 16:05

Thales has released the 2024 Imperva Bad Bot Report, a global analysis of automated bot traffic across the internet. Nearly half (49.6%) of all internet traffic came from bots in... read more

Issuers: get ready for a token-focused future

17 Apr 24 @ 15:22

Payment tokens offer massively improved security by turning sensitive personal information such as credit card and account numbers and turning them into a secure “token”, represented by a unique set... read more

Trustly achieves 79% growth fuelled by Open Banking demand

17 Apr 24 @ 15:00

Trustly has announced a year of exceptional growth and enhanced market influence across sectors. In 2023, Trustly saw a significant surge in its transaction value, achieving a 79% increase to... read more

Trends to watch in 2024: Tap to Pay and more…

16 Apr 24 @ 17:00

With more than one in three UK adults now registered for some kind of mobile payments service according to UK finance, experts predict we’re going to see growing numbers of... read more

75% of banks admit they need to modernise their core systems

16 Apr 24 @ 15:15

A new Retail Banking Report explores financial institutions’ (FIs) strategies for meeting customer demand, and uncovers that the majority (75%) are struggling to take advantage of new payment offerings and... read more

As instant payments connect across Asia and EU, banks must prepare

16 Apr 24 @ 09:40

The Economist Intelligence Unit says[1] Asia’s instant payment schemes are linking up to create faster economic growth for economies across the region, with some European markets following suit. Download the... read more

The smart ecosystem: Smart and smarter wallets

15 Apr 24 @ 17:03

Jamie Smith, commenting on Vitalik Buterin’s “proof of personhood” discussions (which serve to highlight the central importance of digital identity in the new economy), notes that innovation is “so often... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more