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Lets talk the future of embedded payments

10 May 24 @ 15:43

Fans of embedded payments say they’re the future: financial services working in the background, or “embedded” in other commercial functions. For some time, developments in technology have been making payments... read more

Experian empowers financial inclusion through Open Banking

10 May 24 @ 13:03

Experian announced the launch of Cashflow Attributes, a solution to help expand fair and affordable access to credit, particularly for thin-file and credit invisible consumers. With over 900 income, cashflow... read more

Global mobile banking malware grows 32% in 2023

10 May 24 @ 12:51

Kaspersky has released its annual Financial Threats Report for 2023, offering a detailed analysis of the evolving financial cyberthreat landscape. The report reveals significant increases in mobile banking malware and... read more

Migrating your bank’s card systems: what it means, why it matters and how to do it

09 May 24 @ 10:21

As new ways to pay come to the fore and cash takes a back seat, having a modern software infrastructure that can cope with online and mobile payments is vital... read more

Charting the AI landscape in retail banking

08 May 24 @ 10:17

The financial services landscape is experiencing considerable political and macroeconomic turbulence, compelling clients to embrace new innovations and advancements to adapt to the evolving market. Organizations are also having to... read more

NAB launch Pay by Bank in Australia

08 May 24 @ 10:02

National Australia Bank (NAB) have launched a new partnership with Banked to accelerate the number of Australian merchants adopting and integrating Pay by Bank, account-to-account (A2A) payments solutions. The partnership... read more

Bundesbank: Central banks must embrace CBDCs

08 May 24 @ 09:30

There has been, as you are well aware, much debate over the value, business case and usability of CBDC’s, with some quarters pushing it hard whilst others take a more... read more

US businesses, consumers increasingly adopt instant payments

07 May 24 @ 15:42

US businesses and consumers are rapidly adopting digital, instant payments services, according to studies released by Federal Reserve Financial Services. Digital wallet use saw especially strong growth in 2023 —... read more

Visa and J.P. Morgan strategic relationship for faster payments

07 May 24 @ 15:26

Visa and J.P. Morgan Payments have announced a strategic collaboration that aims to enhance merchant experiences and drive innovation for J.P. Morgan Payments’ customers by introducing faster domestic payments in... read more

Pan-European proof of concept showcases value of request to pay

07 May 24 @ 14:58

EBA CLEARING says that, together with eight multinational payment service providers (PSPs), it has completed a pan-European proof of concept leveraging its R2P Service (Request to Pay). As part of... read more

Gallant Capital acquires Fime and UL Solutions

07 May 24 @ 11:45

Gallant Capital Partners, through an affiliate, has acquired Fime as well as the UL Solutions payments testing business (collectively, the “Company”), combining the technical capabilities and expertise of both businesses... read more

Global real-time payments transactions hit record highs

03 May 24 @ 14:10

Global real-time payments (RTP) growth has reached sustainable levels with 266.2 billion real-time payments transactions recorded in 2023 – a year-over-year (YoY) growth of 42.2% – according to the 2024... read more

Local payments initiatives challenge dominance of card schemes

03 May 24 @ 11:10

The payments industry is undergoing rapid modernisation to stay current with digitally transforming economies and address rising end-user expectations. Customers are now asking for real-time payments for daily domestic and... read more

India’s UPI making major global moves – little by little

03 May 24 @ 10:09

It all started in early 2024 when a fairly interesting news story sparked headlines: UPI selects Google to take digital wallet global. The basis of the deal was that The... read more

Card alternatives like pay by bank are on the rise

02 May 24 @ 16:57

Payment services innovation like pay by bank and BNPL is expanding the options for shoppers and merchants, giving competition to incumbent card issuers. Long-dominant card payment schemes are facing newcomers... read more

Complexity of data compliance is hampering business innovation

02 May 24 @ 16:00

Fresh research reveals that while organisations are using data to drive innovation and new strategies, fewer than 2% of respondents can access sensitive and classified data in less than a... read more

The Dark Web – Trends to watch for in 2024

02 May 24 @ 10:18

The Dark Web garnered massive amounts of headlines a few years ago when the enormity of its size was first made publicly aware. Also the amount of unscrupulous criminal activity... read more

US Supreme Court allows ATM fees class action

01 May 24 @ 18:39

The U.S. Supreme Court says it has declined to hear an appeal from Visa and Mastercard over a decision allowing consumers and ATM operators to band together in class actions... read more

Trending

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more