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Faster, but more fraud: the real-time challenge

17 Jul 24 @ 11:15

In a recent feature, we questioned Europe’s current approach to cross-border real-time payments. Now the P20 consortium has published a white paper that confirms and amplifies our editorial position: as... read more

The potential the agent model promises for Direct Carrier Billing

15 Jul 24 @ 09:00

One of the more interesting players in Europe’s dynamic payments sector is Vienna-based mobile specialist DIMOCO Payments. The company is convinced that Direct Carrier Billing (DCB) has a range of... read more

Cross-border payments: Update on industry initiatives

12 Jul 24 @ 13:50

Cross-border payments have long been a critical aspect of global finance, facilitating trade and economic interaction across nations. However, the complexities and inefficiencies associated with these transactions have often led... read more

One in four bank clients drop out due to complex onboarding

12 Jul 24 @ 13:19

Research published in January 2023 by The Financial Brand says[1] that one in four clients drop out of onboarding for banking, financial services or insurance (BFSI) services, citing the need... read more

EC accepts commitments by Apple to open NFC on iPhones

11 Jul 24 @ 16:51

The European Commission has made commitments offered by Apple with regards NFC on iPhones legally binding under EU antitrust rules. The commitments address the Commission’s competition concerns relating to Apple’s refusal to grant... read more

Embracing the instant economy: The rise of Pay by Bank

11 Jul 24 @ 12:33

The digital landscape is evolving rapidly, and the world of online payments is no exception. As we delve into the intricacies of the instant economy, it’s clear that consumers now... read more

As growth continues in BNPL, market dynamics fascinate…

11 Jul 24 @ 10:00

The Global Payments Report 2024 from Worldpay projects continuing strong growth for Buy Now Pay Later (BNPL) as a payment form over the next five years. Underneath this positive outlook, however,... read more

The Spanish payments landscape – A detailed analysis

10 Jul 24 @ 16:23

The latest Digital & Card Payment Yearbooks, offers a comprehensive overview of the Spanish payments and it significant transformations in recent years, driven by advancements in technology, consumer behaviour shifts,... read more

RTP Network breaks instant payments records – billion dollar day

10 Jul 24 @ 15:36

US Consumers and businesses have taken advantage of instant payments through The Clearing House RTP network, which resulted in numerous records set in Q1 2024. The network experienced a record... read more

Local payment methods are an opportunity for competitive advantage

10 Jul 24 @ 10:47

In a new white paper, “The shift to local payment methods – six recommendations for digital merchants“, Boku investigates a significant shift towards local payments. As outlined in the paper,... read more

The untapped potential of digital onboarding for European banks

09 Jul 24 @ 13:34

In today’s highly competitive financial landscape, customer onboarding has become a critical touchpoint that can significantly impact long-term customer satisfaction and loyalty. According to the report “Digital Onboarding: A Benchmarking... read more

Cryptocurrency’s influence on traditional financial institutions

09 Jul 24 @ 12:59

Since the inception of cryptocurrencies, they have been a disruptive force in the financial industry, reshaping and challenging the banking systems and how individuals interact with money. In this article,... read more

The unstoppable rise of AI chips: Implications for Banking and Payments

09 Jul 24 @ 10:16

Artificial Intelligence (AI) is revolutionizing the world at an unprecedented pace. From DeepMind’s victory over Go champion Lee Sedol in 2016 to the sophisticated predictive abilities of OpenAI’s ChatGPT, the... read more

The German payments landscape – A detailed analysis

08 Jul 24 @ 16:52

According to the latest Digital & Card Payment Yearbooks, the German payments landscape has evolved significantly, driven by regulatory reforms, technological advancements, and changing consumer behaviours. The adoption of the... read more

The global impact of money laundering in 2024

08 Jul 24 @ 12:28

Money laundering is a pervasive issue, affecting economies and societies worldwide. Nearly all criminal activities generate profits, and offenders must find ways to make these illegal funds appear legitimate. This... read more

Australian Open Banking falling short – Europe surging

08 Jul 24 @ 11:56

The Australian Banking Association (ABA) has released findings from a strategic review conducted by Accenture on the roll-out of the Consumer Data Right (CDR) regime, the country’s opt-in Open Banking... read more

The invisible revenue drain: The untold story of chargeback

05 Jul 24 @ 13:25

Chargebacks, where customers dispute a transaction and request a refund via their bank, have become a familiar challenge for online retailers. In the last few years, chargeback rates have steadily... read more

Key drivers for growth: MiCA, cryptocurrency and blockchain

05 Jul 24 @ 13:09

At Money20/20 2024, industry leaders Vedran Jankovic from Deutsche Bank and Lukas Enzersdorfer from Bitpanda highlighted the transformative impact of MiCA regulations, cryptocurrency, and blockchain technology on the fintech sector.... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more