23 Oct 24 @ 10:00

Explosive growth over the next five years will see instant payments constitute more than 30% of all transactions by 2030. While this creates risks and challenges for banks, there are also exciting... read more

22 Oct 24 @ 18:25

As the global payments ecosystem continues to evolve, 2024 presents a landscape marked by simpler user interfaces, but with growing complexity behind the scenes. According to McKinsey’s recent report, global... read more

22 Oct 24 @ 18:14

Open Banking, Open Finance and embedded finance and how the digital wallet and Super App are at the beating heart of the evolution of payments and banking services. When so... read more

22 Oct 24 @ 17:59

The European Central Bank (ECB) has unveiled new initiatives to enhance cross-border payments, building on its existing TARGET Instant Payment Settlement (TIPS) service. These initiatives aim to create faster, more... read more

21 Oct 24 @ 19:17

APIs and Automation are the operative words for tier 2 and 3 banks navigating the narrowest of grounds between legacy and scalability. In graduating from the legacy of foundation towards... read more

21 Oct 24 @ 18:27

A new white paper from INFORM argues that banks should see the impending instant payments mandate from the EU in December 2024 not as a regulatory requirement, but as an opportunity... read more

21 Oct 24 @ 18:02

The Financial Technology Association (FTA), representing major BNPL (Buy Now, Pay Later) providers, has filed a lawsuit against the US Consumer Financial Protection Bureau (CFPB) to block a new rule... read more

18 Oct 24 @ 13:05

As digital payments increasingly take centre stage, the Nordics have emerged as global leaders in cashless transactions, showcasing how businesses and consumers alike can adapt to rapid technological advancements. According... read more

18 Oct 24 @ 10:47

A new report from Worldpay explores how today’s consumers want to pay – and the steps retailers should take to drive higher revenue, more conversions and a better customer experience. Worldpay’s... read more

18 Oct 24 @ 09:03

On the same day that Apple and Klarna inked a deal to integrate BNPL, the UK government has announced new regulations aimed at protecting millions of Buy-Now, Pay-Later (BNPL) users,... read more

17 Oct 24 @ 13:14

A new global study has highlighted the profound impact that Generation Alpha (children aged 8-15) is having on household spending and the digital economy. The research, by Checkout.com, conducted across... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

17 Oct 24 @ 09:21

Worldline has launched its A2A payment (account-to-account) solution, “Bank Transfer by Worldline.” This new payment method allows businesses to handle high-value transactions, offering merchants across Europe a secure and efficient... read more

16 Oct 24 @ 16:23

Ripple has officially launched RLUSD, a stablecoin pegged to the US dollar – a bold entry into the increasingly competitive stablecoin market. The play seeks to challenge dominant players like... read more

16 Oct 24 @ 14:48

ClearBank has revealed troubling findings in its latest report, “How well are fintechs served by banks? The state of agency banking across the UK and Europe.” The research, which surveyed... read more

16 Oct 24 @ 14:27

In a move that signals the future of cross-border payments security, Swift is set to launch an AI-driven anomaly detection service to combat financial crime more effectively. Beginning in January... read more

15 Oct 24 @ 19:21

Card payments dominate the Nordic payment landscape, with 90% of shoppers using them for contactless payments either daily or once a week, according to new research conducted on by Nets.... read more

15 Oct 24 @ 17:50

In recent years, Latin America has experienced a remarkable transformation in the way people make payments. Debit cards, credit cards, and mobile payments are quickly becoming the preferred methods of... read more