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Why have Neobanks failed to unseat the incumbents?

21 Nov 24 @ 17:29

A decade ago, neobanks like Monzo, Starling and Revolut emerged as fintech trailblazers, aiming to disrupt the dominance of traditional banks. They promised a seamless digital experience, transparency, and innovative... read more

Brazil’s central bank pioneers blockchain trade finance solution

21 Nov 24 @ 17:03

The Central Bank of Brazil (BCB) has taken a significant step in the second phase of its digital currency pilot, DREX, by partnering with Banco Inter, Microsoft Brazil, 7COMm, and... read more

Scamscope projects APP scam losses to hit $7.6 billion by 2028

21 Nov 24 @ 11:34

APP scam losses (Authorised push payment) are on the rise, and expected to climb to $7.6 billion by 2028 across six leading real-time payment markets (US, UK, India, Brazil, Australia... read more

CBDC and digital currency – Valuable assets…

20 Nov 24 @ 13:31

It’s fair to say there is much education, progress and evaluation to be conducted within the field of CBDCs and digital currencies – so much to unpack that we are... read more

From Eurocard to Wero wallet: leveraging early initiatives as drivers for success

20 Nov 24 @ 10:32

In the world of European payments, any new development is never that far from what has gone before. Ground breaking technology inspires new working methodologies. Visionary leaders effect unique market... read more

American Express expand merchant acceptance with Guavapay

20 Nov 24 @ 09:48

Global fintech Guavapay has announced a new collaboration with American Express, enabling MyGuava Business merchants to accept Amex Cards as a payment method. This partnership aims to enhance the payment... read more

Spain leads instant payments EPC OCT Inst scheme adoption

19 Nov 24 @ 17:23

Spain has achieved a ground breaking milestone in the evolution of global payments by becoming the first European banking area fully connected to the European Payments Council’s (EPC) One-Leg Out... read more

The growing impact of fraud on UK small businesses

19 Nov 24 @ 15:33

New research from Visa reveals that over 41% of small- to medium-sized businesses (SMBs) in the UK have fallen victim to fraud, incurring an average loss of £3,808 in the... read more

Chase UK targets growth with credit card launch

19 Nov 24 @ 13:49

As Barclays struggles to offload its acquiring business in the UK, JPMorgan has decided to enter the same market with its first credit card on the issuing side of the... read more

Could acquirers be doing more to help start-ups to scale up?

18 Nov 24 @ 16:14

One of the characteristics of the digital economy is the surge of acquirers and acceptance solutions now available to smaller businesses. Not that many years ago, a start-up business had... read more

Only 1 in 3 European banks prepared for instant payments regulation

18 Nov 24 @ 13:48

The clock is ticking for European banks as the EU’s mandatory instant payment regulations approach, but a recent survey by transaction data management specialist Intix reveals a worrying lack of... read more

Barclays faces hurdles in merchant payments stake sale amid valuation disputes

18 Nov 24 @ 13:28

Barclays’ efforts to sell a stake in its UK merchant payments business are encountering significant challenges, with diverging valuation expectations emerging as a major stumbling block. Reports suggest that potential... read more

Future-ready ecosystem: UK payments national vision

15 Nov 24 @ 16:01

The UK government has unveiled its National Payments Vision, a forward-looking framework designed to position UK payments as a global leader in payments innovation. This ambitious plan, underpinned by cutting-edge... read more

Leading mobile payment solutions unveil interoperability with EuroPA

15 Nov 24 @ 13:37

In a ground breaking move for the European payments landscape, previously reported on by Payments Cards & Mobile, Italy’s BANCOMAT, Spain and Andorra’s Bizum, and Portugal’s MB WAY have successfully... read more

Banks struggle to maximise value from cloud investments

15 Nov 24 @ 13:21

As financial services firms grapple with rapid technological evolution and mounting consumer expectations, cloud adoption has emerged as a transformative strategy. According to the 2025 World Cloud Report by Capgemini,... read more

Mastercard to reinvent checkout without password or card numbers

15 Nov 24 @ 10:17

Mastercard has outlined its vision for the future of online shopping, aiming to revolutionise the payment experience by eliminating physical card numbers and outdated security measures. By combining tokenization with... read more

Central banks celebrate post-quantum cryptography experiment

13 Nov 24 @ 15:55

The Banque de France (BDF) and the Monetary Authority of Singapore (MAS) have successfully completed a pioneering post-quantum cryptography (PQC) experiment designed to enhance cross-border payment security and future-proof financial... read more

Klarna files long awaited IPO in US

13 Nov 24 @ 13:30

Klarna, the Swedish buy-now-pay-later (BNPL) pioneer, has taken its first step towards going public, marking a major development in the fintech world. Klarna disclosed on Wednesday that it has confidentially... read more

Trending

ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more