26 Oct 24 @ 12:57

European banks are eyeing cross-border mergers again, despite the challenges that stalled similar moves in the past. The latest shift centres on UniCredit’s recent 9% stake in Germany’s Commerzbank. After... read more

26 Oct 24 @ 12:25

Europe’s banks and financial services players are seriously lagging behind those in the US in the embedded finance race, according to research by payment consultancies PSE Consulting and TSG (The Strawhecker Group). The... read more

26 Oct 24 @ 12:05

Gambling, as a hobby, dates back to humanity’s prehistory. Archaeologists have discovered bone-made dice, crafted by our pre-ancient ancestors, that they believe were used to play various games. Of course,... read more

23 Oct 24 @ 18:30

A new report titled “Tokenisation in the Context of Money and Other Assets: Concepts and Implications for Central Banks” by the Bank for International Settlements (BIS) and the Committee on... read more

23 Oct 24 @ 18:09

Its been a bad week for the CFPB…on the 21st October The Financial Technology Association (FTA), representing major BNPL (Buy Now, Pay Later) providers, filed a lawsuit against the US Consumer... read more

23 Oct 24 @ 10:00

Explosive growth over the next five years will see instant payments constitute more than 30% of all transactions by 2030. While this creates risks and challenges for banks, there are also exciting... read more

22 Oct 24 @ 18:25

As the global payments ecosystem continues to evolve, 2024 presents a landscape marked by simpler user interfaces, but with growing complexity behind the scenes. According to McKinsey’s recent report, global... read more

22 Oct 24 @ 18:14

Open Banking, Open Finance and embedded finance and how the digital wallet and Super App are at the beating heart of the evolution of payments and banking services. When so... read more

22 Oct 24 @ 17:59

The European Central Bank (ECB) has unveiled new initiatives to enhance cross-border payments, building on its existing TARGET Instant Payment Settlement (TIPS) service. These initiatives aim to create faster, more... read more

21 Oct 24 @ 19:17

APIs and Automation are the operative words for tier 2 and 3 banks navigating the narrowest of grounds between legacy and scalability. In graduating from the legacy of foundation towards... read more

21 Oct 24 @ 18:27

A new white paper from INFORM argues that banks should see the impending instant payments mandate from the EU in December 2024 not as a regulatory requirement, but as an opportunity... read more

21 Oct 24 @ 18:02

The Financial Technology Association (FTA), representing major BNPL (Buy Now, Pay Later) providers, has filed a lawsuit against the US Consumer Financial Protection Bureau (CFPB) to block a new rule... read more

18 Oct 24 @ 13:05

As digital payments increasingly take centre stage, the Nordics have emerged as global leaders in cashless transactions, showcasing how businesses and consumers alike can adapt to rapid technological advancements. According... read more

18 Oct 24 @ 10:47

A new report from Worldpay explores how today’s consumers want to pay – and the steps retailers should take to drive higher revenue, more conversions and a better customer experience. Worldpay’s... read more

18 Oct 24 @ 09:03

On the same day that Apple and Klarna inked a deal to integrate BNPL, the UK government has announced new regulations aimed at protecting millions of Buy-Now, Pay-Later (BNPL) users,... read more

17 Oct 24 @ 13:14

A new global study has highlighted the profound impact that Generation Alpha (children aged 8-15) is having on household spending and the digital economy. The research, by Checkout.com, conducted across... read more

17 Oct 24 @ 12:30

Our first article in this series established the huge growth today in global instant payments both domestically and across borders. Below, we examine the challenges this creates for banks struggling... read more

17 Oct 24 @ 09:21

Worldline has launched its A2A payment (account-to-account) solution, “Bank Transfer by Worldline.” This new payment method allows businesses to handle high-value transactions, offering merchants across Europe a secure and efficient... read more