10 Mar 25 @ 17:22

The race among major financial institutions and fintech firms to establish their own stablecoins is accelerating, as the global payments industry anticipates a shift driven by digital currencies. This rapid... read more

10 Mar 25 @ 12:07

Revolut and Visa have initiated judicial proceedings against the UK’s Payment Systems Regulator (PSR), asserting that the regulator has exceeded its statutory mandate with a proposed cap on interchange fees... read more

10 Mar 25 @ 11:52

Barclays is approaching the finalisation of a £650 million transaction with Brookfield Asset Management, marking a pivotal restructuring of its merchant acquiring operations. The agreement, which Barclays has found difficult... read more

07 Mar 25 @ 13:39

The accelerating convergence of advanced synthetic media tools, widespread crime-as-a-service (CaaS) platforms, and increasingly sophisticated fraud tactics has pushed ID verification systems to a breaking point. This stark reality forms... read more

07 Mar 25 @ 11:45

As the UK’s payments sector nears the final transition deadline for Policy Statement 21/3 (PS21/3), merchants need to grasp the regulatory and operational shifts it brings. Issued by the Financial... read more

07 Mar 25 @ 10:17

The Payment Systems Regulator (PSR) has delivered a stark verdict on the state of the UK’s card scheme and processing fees market, highlighting substantial fee increases imposed by Mastercard and... read more

05 Mar 25 @ 14:07

The Consumer Financial Protection Bureau (CFPB) has formally withdrawn its lawsuit against JPMorgan Chase, Bank of America, Wells Fargo and Early Warning Services (EWS), the entity responsible for operating the... read more

05 Mar 25 @ 13:30

A new era of payment processing is on its way, driven by a new generation of technology-first payment processors that are reimagining financial infrastructure from the ground up. These next-gen... read more

04 Mar 25 @ 17:01

The landscape of instant payments in the US is evolving rapidly, driven by the dual forces of the Real-Time Payments (RTP) network and the Federal Reserve’s FedNow service. Despite the... read more

04 Mar 25 @ 15:54

The US banking sector is on the verge of a major shift as Bank of America (BofA) CEO Brian Moynihan revealed that the institution is poised to enter the stablecoin... read more

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

03 Mar 25 @ 16:11

Visa says that Tap to Phone – a technology that turns a smartphone into a point-of-sale (POS) device – has experienced a 200% increase globally over the past year, supporting... read more

03 Mar 25 @ 11:43

The European Central Bank (ECB) has published its latest report on non-cash payments for H1 2024, offering an incisive examination of evolving payment behaviours within the euro area. The findings... read more

03 Mar 25 @ 09:00

In 2012, Pew Research conducted a study to determine consumers’ perceptions of the use of mobile devices for online money transfers and other monetary transactions, including in-store and online purchases.... read more

28 Feb 25 @ 13:33

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. As my good friend and respected commentator Tom... read more

28 Feb 25 @ 13:14

Central Bank Digital Currencies (CBDCs) have emerged as a subject of both intense scrutiny and substantive economic promise. While concerns regarding privacy infringement, governmental overreach and financial autonomy persist, the... read more

28 Feb 25 @ 09:25

Entrust has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the... read more