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Bank of America planning stablecoin launch amid regulatory shift

04 Mar 25 @ 15:54

The US banking sector is on the verge of a major shift as Bank of America (BofA) CEO Brian Moynihan revealed that the institution is poised to enter the stablecoin... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

How digital wallets are evolving to shape the future of finance

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

Visa Tap to Phone adoption grows 320% in the UK

03 Mar 25 @ 16:11

Visa says that Tap to Phone – a technology that turns a smartphone into a point-of-sale (POS) device – has experienced a 200% increase globally over the past year, supporting... read more

Euro Area payment dynamics 2024: Cards continue to dominate

03 Mar 25 @ 11:43

The European Central Bank (ECB) has published its latest report on non-cash payments for H1 2024, offering an incisive examination of evolving payment behaviours within the euro area. The findings... read more

The role of mobile phones in the rise of online money transfers

03 Mar 25 @ 09:00

In 2012, Pew Research conducted a study to determine consumers’ perceptions of the use of mobile devices for online money transfers and other monetary transactions, including in-store and online purchases.... read more

Apple opens up NFC – You need a digital wallet strategy

28 Feb 25 @ 13:33

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. As my good friend and respected commentator Tom... read more

CBDC: Economic justification and strategic imperatives

28 Feb 25 @ 13:14

Central Bank Digital Currencies (CBDCs) have emerged as a subject of both intense scrutiny and substantive economic promise. While concerns regarding privacy infringement, governmental overreach and financial autonomy persist, the... read more

Create your own NFC Issuer wallet on iOS devices

28 Feb 25 @ 09:25

Entrust has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the... read more

Digital ID 2025: Regulatory imperatives, technological advancements

26 Feb 25 @ 18:23

Digital ID verification has emerged as a cornerstone of modern cybersecurity, regulatory compliance and consumer protection. Amidst escalating concerns over fraud prevention, privacy and age verification, 2025 is positioned to... read more

PayPal unveils PayPal Open and expands omnichannel solutions

26 Feb 25 @ 14:42

PayPal has launched PayPal Open, a new merchant platform designed to empower businesses of all sizes by consolidating its payments and growth solutions into a single, unified platform. With access... read more

Core banking provision arrives at an existential crossroads

26 Feb 25 @ 11:56

The core banking software industry stands at a critical inflection point. Financial institutions, long constrained by legacy infrastructure, seek modern, scalable and cost-effective alternatives – this much we know. Simultaneously... read more

How AI and machine learning are bridging the credit gap in South Africa

26 Feb 25 @ 09:39

Millions of South Africans remain excluded from traditional financial services due to a lack of formal credit history. Without a strong credit score or recorded borrowing behaviour, many consumers struggle... read more

Stablecoins beginning to creep into retail payments?

25 Feb 25 @ 16:58

The adoption of stablecoins within retail transactions remains in its nascent stages, despite mounting interest from private-sector entities. Federal Reserve Governor Christopher Waller, speaking at A Very Stable Conference in... read more

Asia’s fintech transactions poised to explode past $19 trillion

25 Feb 25 @ 13:27

The fintech ecosystem in Asia is experiencing an unparalleled growth trajectory, with projections indicating cumulative fintech-related transactions will reach $18.9 trillion in 2025, reflecting a 12.6% year-on-year (YoY) increase, according... read more

Mastercard plays catch up with launch of One Credential

25 Feb 25 @ 09:18

In response to the evolving demands of modern consumers, particularly Generation Z, Mastercard has unveiled its innovative One Credential solution. This digital offering aims to consolidate multiple payment methods –... read more

Coinbase secures pivotal legal victory as SEC withdraws litigation

24 Feb 25 @ 17:42

In a consequential legal and regulatory milestone for the cryptocurrency sector, Coinbase has confirmed that the US Securities and Exchange Commission (SEC) will terminate its lawsuit against the exchange. If... read more

UK finance in freefall – 10k fewer finance businesses since 2020

24 Feb 25 @ 17:03

The Payments Group has published its “Beyond peak finance” report, suggesting that the post-COVID UK finance sector is in freefall. There are now 10,000 fewer finance businesses in the UK... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Starling Builds UK-Sovereign AI Model With Nvidia and Civo

15 Oct 26 @ 19:41

Starling is developing a transactional foundation model with Nvidia that will be trained and hosted entirely within a UK sovereign cloud, as the digital bank lo... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more