07 Mar 25 @ 11:45

As the UK’s payments sector nears the final transition deadline for Policy Statement 21/3 (PS21/3), merchants need to grasp the regulatory and operational shifts it brings. Issued by the Financial... read more

07 Mar 25 @ 10:17

The Payment Systems Regulator (PSR) has delivered a stark verdict on the state of the UK’s card scheme and processing fees market, highlighting substantial fee increases imposed by Mastercard and... read more

05 Mar 25 @ 14:07

The Consumer Financial Protection Bureau (CFPB) has formally withdrawn its lawsuit against JPMorgan Chase, Bank of America, Wells Fargo and Early Warning Services (EWS), the entity responsible for operating the... read more

05 Mar 25 @ 13:30

A new era of payment processing is on its way, driven by a new generation of technology-first payment processors that are reimagining financial infrastructure from the ground up. These next-gen... read more

04 Mar 25 @ 17:01

The landscape of instant payments in the US is evolving rapidly, driven by the dual forces of the Real-Time Payments (RTP) network and the Federal Reserve’s FedNow service. Despite the... read more

04 Mar 25 @ 15:54

The US banking sector is on the verge of a major shift as Bank of America (BofA) CEO Brian Moynihan revealed that the institution is poised to enter the stablecoin... read more

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

03 Mar 25 @ 16:11

Visa says that Tap to Phone – a technology that turns a smartphone into a point-of-sale (POS) device – has experienced a 200% increase globally over the past year, supporting... read more

03 Mar 25 @ 11:43

The European Central Bank (ECB) has published its latest report on non-cash payments for H1 2024, offering an incisive examination of evolving payment behaviours within the euro area. The findings... read more

03 Mar 25 @ 09:00

In 2012, Pew Research conducted a study to determine consumers’ perceptions of the use of mobile devices for online money transfers and other monetary transactions, including in-store and online purchases.... read more

28 Feb 25 @ 13:33

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. As my good friend and respected commentator Tom... read more

28 Feb 25 @ 13:14

Central Bank Digital Currencies (CBDCs) have emerged as a subject of both intense scrutiny and substantive economic promise. While concerns regarding privacy infringement, governmental overreach and financial autonomy persist, the... read more

28 Feb 25 @ 09:25

Entrust has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the... read more

26 Feb 25 @ 18:23

Digital ID verification has emerged as a cornerstone of modern cybersecurity, regulatory compliance and consumer protection. Amidst escalating concerns over fraud prevention, privacy and age verification, 2025 is positioned to... read more

26 Feb 25 @ 14:42

PayPal has launched PayPal Open, a new merchant platform designed to empower businesses of all sizes by consolidating its payments and growth solutions into a single, unified platform. With access... read more

26 Feb 25 @ 11:56

The core banking software industry stands at a critical inflection point. Financial institutions, long constrained by legacy infrastructure, seek modern, scalable and cost-effective alternatives – this much we know. Simultaneously... read more

26 Feb 25 @ 09:39

Millions of South Africans remain excluded from traditional financial services due to a lack of formal credit history. Without a strong credit score or recorded borrowing behaviour, many consumers struggle... read more