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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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E-commerce growth forecasts for US, UK and Germany

17 Jan 25 @ 11:48

As we embark on a new year, the trajectory of global e-commerce remains a vital topic for businesses and consumers alike. By examining forecasts for the United States, the United... read more

Transforming B2B payments: Simplifying operations for SMBs

17 Jan 25 @ 11:34

The B2B payments landscape has long been overshadowed by consumer payment innovations, despite representing a vastly larger and faster-growing market. The global B2B payments market is experiencing significant growth and... read more

Apple explores new credit card partnership with Barclays

16 Jan 25 @ 13:03

Apple is reportedly in talks with Barclays and Synchrony Financial to replace Goldman Sachs as its credit card partner. This potential shift comes as Goldman reassesses its consumer finance ambitions,... read more

Could stablecoins rival cards for payments?

16 Jan 25 @ 12:05

Cryptocurrencies like Bitcoin and Ethereum often dominate the spotlight, but it’s stablecoins that are quietly reshaping the payments landscape. Once a niche tool for traders, stablecoins have evolved into credible... read more

Unicaja and Fiserv forge strategic partnership in Spain

16 Jan 25 @ 11:55

Unicaja, one of Spain’s leading banks, has partnered with Fiserv to develop cutting-edge payment and e-commerce solutions tailored to the evolving needs of merchants in Spain. This strategic collaboration marks... read more

CFPB sues Capital One for alleged deceptive practices

16 Jan 25 @ 11:00

Baring its now sharp teeth again, the Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Capital One, and its parent company, Capital One Financial Corp., accusing the bank... read more

Where are payment providers directing AI investment?

14 Jan 25 @ 15:28

In the labyrinth of news about AI, payments transformation and regulation, much of it can feel generic. When it comes to payments, where are payment providers and banks directing their... read more

The digital pound: An update on the Bank of England’s exploration

14 Jan 25 @ 15:14

The Bank of England (BoE) recently shared an update on its exploration of a digital pound, confirming that no decision has been made regarding its potential launch. While significant progress... read more

Klarna expands reach through enhanced partnership with Stripe

14 Jan 25 @ 15:03

Klarna has taken a major step forward in its mission to make seamless payments accessible everywhere. By strengthening its partnership with Stripe, the BNPL provider is now available to millions... read more

Getting up to speed with Europe’s instant payments

13 Jan 25 @ 19:27

European instant payments are about to speed up. The new SEPA (Single European Payments Area) Credit Transfer mandate (SCT Inst) has taken root and deadlines for implementation are as soon... read more

Are you ready for DORA? Deadline looms…

13 Jan 25 @ 19:11

The Digital Operational Resilience Act (DORA) is set to reshape the EU financial services landscape, introducing comprehensive security requirements to bolster the sector’s cyber resilience. Effective from 17 January 2025,... read more

Can banks succeed with their own digital wallets?

13 Jan 25 @ 18:52

The recent decision by Apple to grant third-party developers access to its NFC chip, along with Vipps MobilePay’s historic launch in Norway, has reignited discussions about the potential for banks... read more

ECA concerns over price interventions in the card market

10 Jan 25 @ 14:02

The European Union (EU) has long championed digital payments as a safer, faster and more cost-effective alternative for consumers and businesses. While the value of retail digital payments in the... read more

FDX recognised as standard setting body for US Open Banking

10 Jan 25 @ 13:26

The Financial Data Exchange (FDX) has achieved a significant milestone with its official recognition by the Consumer Financial Protection Bureau (CFPB) as a standard-setting body for the US Open Banking... read more

The evolution and promise of embedded finance

10 Jan 25 @ 13:04

Embedded finance is rapidly transforming the financial services and e-commerce sectors. Once a niche concept, it has now become a cornerstone for businesses looking to enhance customer experiences, increase revenue... read more

APP Fraud in UK – new regulations confirmed

09 Jan 25 @ 17:58

In an unusual about-turn, the UK’s Payment Systems Regulator (PSR) issued a statement confirming the implementation date for the APP fraud (Authorised Push Payments) protections to come into effect, and... read more

The EU’s Instant Payments Regulation compliance deadline hits

09 Jan 25 @ 17:43

The European Union’s Instant Payments Regulation (IPR), which came into force in April 2024, marks a pivotal step in moving the financial landscape across the Single European Payments Area (SEPA)... read more

JP Morgan retaliates filing legal action over Viva Wallet investment

09 Jan 25 @ 12:42

In the latest chapter of a contentious partnership, JP Morgan has filed two lawsuits over its investment in Greek fintech Viva Wallet. The legal disputes highlight ongoing tensions between the... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more