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If Apple were a country…

29 Jan 15 @ 09:43

Firstly, let me be clear…this is not a payments story. It is very interesting though! Apple just reported the biggest quarter of net income earned by any public company ever,... read more

Mobile banking apps still a challenge

28 Jan 15 @ 11:00

Understanding your customer’s mobile banking behaviour and what they want out of their digital experience and tools is key to any bank wanting to compete in the digital revolution, where the... read more

All in one wallet card – Swyp

28 Jan 15 @ 09:25

As the race to win space in your wallet gains further momentum there is a new player in town: Swyp. Everybody, from Apple to Google, has a digital wallet these... read more

Retail Crime Survey: Retailers failing to protect themselves against fraud and cybercrime

27 Jan 15 @ 12:55

According to the Retail Crime Survey, UK retailers have said that fraud increased by 12% year-on-year in 2013-14 and accounted for 37% of the total cost of crime during the... read more

UK reports digital payments acceleration

27 Jan 15 @ 12:46

Total spending on Visa cards in the UK has surpassed £600 billion for the first time reports Visa Europe. The results provide strong evidence of the UK’s transition to a digital... read more

CHAPS reduces fees by 50% to entice low-volume participants

27 Jan 15 @ 11:24

CHAPS, the UK’s same day high-value payment system operator, has reduced CHAPS participation fees by 50% for existing and prospective low-volume Direct Participants. This restructuring of its funding model honours... read more

EPC publish SEPA Direct Debit rulebook update

27 Jan 15 @ 11:02

The European Payments Council (EPC), representing the European banking industry in relation to payments, today published a further iteration of the SEPA Direct Debit (SDD) Rulebooks, i.e. the SDD Core... read more

BRIC e-commerce market report

26 Jan 15 @ 11:21

yStats.com has published a new report about B2C e-commerce market in the four top emerging countries, Brazil, Russia, India and China. The “BRIC B2C e-commerce Markets” report reveals that the... read more

Smart terminals still represent big opportunity for criminals

23 Jan 15 @ 11:34

As the industry continues its trend toward smart terminals with integrated software for payments and other services, criminals are likewise stepping up their efforts to secure a new treasure chest of data... read more

50% of US retailers not prepared for EMV migration deadline

23 Jan 15 @ 10:34

With only nine months until the EMV migration deadline, retail and technology professionals are still unprepared, according to a recent survey by ACI Worldwide. The survey of 200 retail industry... read more

EU agree caps on debit and credit card interchange fees

22 Jan 15 @ 14:16

Following the release of the final compromise text for the proposed Regulation on interchange fees for card-based payment transactions (the MIF Regulation) on 19 January 2015, European countries have finally... read more

11% of Android banking apps are “suspicious”

22 Jan 15 @ 13:21

RiskIQ, the company that enables organizations to maintain the integrity of their brands on websites and mobile app stores, has announced research findings on the prevalence of suspicious mobile banking apps.... read more

Monitise for sale as revenues freefall

22 Jan 15 @ 12:07

In an unsurprising move, Monitise, the UK mobile payments company, has issued its third revenue warning in a year and appointed advisers to consider a sale of the business, as it... read more

W3C joins battle for payments standard

22 Jan 15 @ 09:00

In October 2014, W3C, the World Wide Web standards organization, announced plans to develop a world-wide payments standard for internet payments. The initiative is an interesting project to monitor since... read more

Amazon withdraws mobile wallet app

21 Jan 15 @ 15:23

Amazon has quietly announced that it is withdrawing from the mobile payments scene and has removed its mobile wallet from the various app stores after just six months. The limited... read more

Supreme Court rejects debit card interchange challenge

21 Jan 15 @ 10:00

The Supreme Court handed US banks a victory as it declined to consider a challenge by a group of retailers to Federal Reserve regulations setting fees for processing debit-card transactions,... read more

UK banking body moves to regulate bitcoin

21 Jan 15 @ 09:50

During 2014 we saw several occasions of significant political figures from the UK having a bitcoin friendly stance – is this all set to change in 2015. UK Shadow Minister Chi Onwurah and Chancellor of... read more

Retail Crime Survey – Fraud and Cyber attacks on the rise

21 Jan 15 @ 09:38

The impact of theft on UK retailers has reached its highest level in a decade according to this year’s BRC Retail Crime Survey. The average value of each theft in-store... read more

Trending

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Visa and Mastercard move to end two-decade swipe fee battle

11 Jun 26 @ 16:00

A landmark legal battle that has shaped the economics of card payments in the United States for more than twenty years has taken another significant step toward... more

Visa announces €500 Million European Investment Signals Strategic Response to Payments Sovereignty Push

31 May 26 @ 12:59

The debate around European payments sovereignty has intensified significantly over the past two years. Policymakers, regulators and financial institutions acros... more