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Bank of England takes control of UK payments overhaul

16 Jul 25 @ 12:19

The Bank of England has been handed the reins of a long-overdue reform of the UK’s retail payments infrastructure, as Governor Andrew Bailey issued a stark call for urgent modernisation... read more

PayPal and OKX partner to simplify crypto access across Europe

15 Jul 25 @ 16:10

PayPal has deepened its involvement in digital assets with a new integration into cryptocurrency exchange OKX, aiming to streamline crypto transactions across the European Economic Area (EEA). The partnership allows... read more

Southern Europe: An unexpected e-commerce growth leader

15 Jul 25 @ 12:50

Southern Europe’s e-commerce sector is entering a period of unexpected dynamism, with Spain, Portugal and Greece all forecast to exceed global average growth rates through to 2029. According to data... read more

Modernisation or marginalisation? EMEA banks rush to transform payments infrastructure

15 Jul 25 @ 10:35

In 2025, payments infrastructure modernisation is no longer a luxury – it’s a necessity. As the regulatory clock ticks down towards key compliance deadlines for SEPA Instant Payments and SWIFT... read more

JP Morgan’s new data access fees a pivotal moment for US Fintech

14 Jul 25 @ 17:01

JP Morgan Chase is poised to introduce sweeping changes to the way US Fintechs access consumer bank data — and the financial implications could be seismic. According to sources cited... read more

Open Banking in the US: What will it take to get there?

14 Jul 25 @ 12:16

While Open Banking and pay-by-bank technologies are reshaping the financial services landscape across Europe and Asia-Pacific, the US remains an outlier. Despite rapid innovation elsewhere, the US has struggled to... read more

Lloyds eyes Curve acquisition as digital payments turf war escalates

14 Jul 25 @ 11:58

Lloyds Banking Group is reportedly in advanced negotiations to acquire Curve, the UK-based digital wallet provider, in a deal that could be valued at up to £120 million. The move... read more

Bank of England fines Vocalink £11.9m for risk management failings

11 Jul 25 @ 13:39

The Bank of England has fined Vocalink £11.9m ($16.2m) for serious failings in its risk management and governance arrangements, marking the first such enforcement action against a financial market infrastructure... read more

Apple, Visa and Mastercard secure dismissal of merchant antitrust case

11 Jul 25 @ 10:49

Apple, Visa, and Mastercard have secured a legal victory after a US judge dismissed a lawsuit alleging that the three companies colluded to suppress competition within the payments network market,... read more

Monavate deepens partnership with Episode Six

11 Jul 25 @ 09:00

Monavate has expanded its strategic partnership with Episode Six as it seeks to scale its operations beyond Europe. Episode Six, a global provider of enterprise-grade card issuing and ledger infrastructure,... read more

Ripple partners with BNY Mellon to safeguard RLUSD reserves

10 Jul 25 @ 07:08

Ripple has announced it has appointed BNY Mellon as the primary custodian of reserves backing its enterprise-grade stablecoin, Ripple USD (RLUSD), marking a significant milestone in bridging traditional finance with... read more

AliExpress strengthens grip on Europe’s e-commerce market

09 Jul 25 @ 14:39

While Temu’s meteoric rise continues to capture headlines across Europe, AliExpress – the international marketplace arm of Alibaba – has been quietly cementing its position as a dominant force in... read more

Bundling Debit with BNPL: The next competitive frontier

09 Jul 25 @ 13:48

The payments landscape is always evolving – now Klarna and Affirm have pivoted beyond their buy now, pay later (BNPL) foundations to offer bundled, multifunctional payment credentials. This strategic shift... read more

AI adoption risks deepening consumers’ digital trust deficit

09 Jul 25 @ 12:46

As businesses double down on AI to drive efficiency and growth, they face an emerging strategic challenge: consumer digital trust in how data is used is eroding – and fast.... read more

Regulatory gaps in high-risk industries: Lessons for payments oversight

09 Jul 25 @ 09:07

Scrutiny of US regulatory gaps in high-risk industries offers sobering lessons for the payments sector, which remains exposed to systemic weaknesses of its own. Oversight failures in sectors such as... read more

Embedded Finance 2.0: Software’s bid to become banks

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

Gen X: Security trumps hype in their payment choices

08 Jul 25 @ 09:44

Amid the noise surrounding Millennial fintech adoption and Gen Z’s mobile-first payments, Gen X remains a powerful yet overlooked cohort. Born between 1965 and 1980, Gen X came of age... read more

Stablecoin reserve rules could upend crypto’s power structure

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

Trending

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more

Legacy infrastructure leaves Banks unprepared for real-time

06 Jul 26 @ 20:34

European banks risk falling behind in the race towards real-time payments and faster securities settlement unless they accelerate investment in automation and m... more

Visa expands AI and Cybersecurity strategy in Europe

07 Jul 26 @ 19:13

Visa has unveiled a new cybersecurity platform designed to help financial institutions identify threats before they develop into fraud, while simultaneously rev... more