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The age of instant bill payments: What consumers demand

27 Aug 25 @ 14:25

For many households, paying a utility bill or settling a credit card balance used to be a once-a-month ritual carried out with cheques or phone calls to a call centre.... read more

ECB’s digital euro plans show ambition to reshape EU payments

27 Aug 25 @ 10:58

The European Central Bank (ECB) is preparing for its proposed digital euro to enter the payments market at a scale that could fundamentally alter Europe’s financial landscape. Internal documents reveal... read more

Ant, Standard Chartered and Swift trial bank-to-wallet payments

27 Aug 25 @ 10:25

Ant International has joined forces with Standard Chartered Bank and Swift to trial a new cross-border payments solution that links bank accounts directly to digital wallets, aiming to make global... read more

US banks push back on stablecoins over fears of deposit flight

26 Aug 25 @ 13:15

America’s largest banking groups are lobbying Congress to amend new stablecoin legislation, warning that the rules as written could drain trillions of dollars in deposits from the financial system. The... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

MetaMask tables plan for dollar stablecoin with Stripe

26 Aug 25 @ 12:45

MetaMask has hinted at its own stablecoin. A governance note, posted then deleted, set out plans for a dollar-pegged token called mmUSD. Stripe was named as a partner. No timeline.... read more

Authvia taps Visa Direct for real-time payouts via SMS

26 Aug 25 @ 09:00

Authvia has expanded its text-to-pay platform by integrating Visa Direct, enabling businesses to send real-time disbursements directly to eligible Visa debit cards through a simple SMS. The integration extends Authvia’s... read more

UK BNPL regulation: What merchants need to know

22 Aug 25 @ 10:07

Buy Now, Pay Later (BNPL) has become a fixture of the British retail landscape. Once a niche payment option, it is now a mainstream tool for shoppers who want flexibility... read more

Europe accelerates digital euro plans amid rampant US stablecoins

22 Aug 25 @ 09:26

European policymakers are stepping up efforts to bring a digital euro to market after the US enacted landmark legislation for stablecoins, raising alarm in Brussels about the euro’s long-term competitiveness.... read more

Visa faces fresh antitrust challenge over US debit interchange fees

21 Aug 25 @ 15:59

Visa is set to remain embroiled in years of interchange fees litigation after a US federal judge ruled that a 2019 multibillion-dollar settlement does not shield the payments giant from... read more

Agentic AI: Why prompts could replace the buy button

21 Aug 25 @ 13:47

For three decades, e-commerce has relied on a familiar grammar: a search bar, a product page, and the decisive click on a “buy now” button. But the rise of agentic... read more

How people pay in 2025: Contactless dominates, cash comeback

21 Aug 25 @ 11:42

The way British consumers choose to pay has always been a mirror of wider economic, cultural and technological trends. From chip-and-PIN’s steady rise in the early 2000s to the mobile... read more

Digital identity in payments: Building the trust backbone of a digital economy

20 Aug 25 @ 18:03

The concept of verifying identity has underpinned human civilisation for millennia, from Mesopotamian seals to ink signatures and passports. Today, as the payments industry undergoes rapid transformation, digital identity (DI)... read more

UK money mule surge highlights fraud as national security threat

20 Aug 25 @ 14:05

The UK’s financial watchdog has sounded the alarm over a sharp rise in so-called money mule activity, underscoring the scale of financial crime now coursing through the payments system. More... read more

The UK’s de minimis dilemma: Should imports face new Tariffs?

20 Aug 25 @ 11:01

A surge in low-value imports is intensifying the debate over whether Britain should scrap its de minimis threshold, the £135 limit under which goods can currently enter the UK without... read more

Wyoming launches first state-issued stablecoin in the US

19 Aug 25 @ 16:35

Wyoming has cemented its reputation as America’s most progressive jurisdiction for digital assets with the official launch of its state-issued stablecoin, the Frontier Stable Token (FRNT). Announced at the SALT... read more

The rise of programmable payments: Coding cash for an autonomous financial future

19 Aug 25 @ 12:24

When computers first entered mainstream use, languages like COBOL, Fortran, and Pascal defined programming. They were precise but inaccessible to most, requiring deep technical knowledge to manipulate even simple tasks.... read more

Global financial fraud losses set to top $58 billion by 2030

19 Aug 25 @ 12:11

Financial institutions are bracing for a dramatic escalation in fraud, with global losses projected to soar 153% over the next five years. According to new forecasts from Juniper Research, banks... read more

Trending

Wero expands into Austria as Europe’s payments ambitions gather momentum

23 Jun 26 @ 18:52

The European Payments Initiative (EPI) has secured a significant boost to its ambitions of creating a pan-European payments network, with Austria’s largest ba... more

UK fraud losses reach four-year high

16 Jun 26 @ 18:17

Financial fraud losses in the UK climbed to their highest level in four years during 2025, highlighting the growing sophistication of criminal networks and rais... more

Major UK Banks unite to develop digital verification service

30 Jun 26 @ 07:05

Barclays, HSBC, Lloyds Banking Group, Nationwide Building Society, NatWest Group and Santander UK are working with UK Finance in the development of a voluntary ... more