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The rise of alternative payments – and its impact on the card business

20 Sep 17 @ 14:28

From virtual mobile wallets to peer-to-peer money transfer apps, there are an increasingly diverse number of ways to pay, beyond the old medium of cash. And the geographic scope of... read more

Google launches mobile payments app Tez in India

18 Sep 17 @ 16:37

Google has launched a mobile payments app dubbed Tez in India, saying it will work on both Android and Apple smartphones. Tez allows users to make money transfers to each... read more

Banking and financial services: New technology solves GDPR

18 Sep 17 @ 14:50

Data privacy is driving the European Union’s General Data Protection Regulations (GDPR) in the UK, and yet it’s widely felt that banks and other financial services institutions have run out of... read more

Webinar: PSD2 and Europe’s Open Banking Mandate – Challenges for Banks and FinTechs

15 Sep 17 @ 09:33

The adoption of the revised Payment Services Directive (PSD2) is formalising the relationship between Banks and FinTechs by establishing Open Banking, providing open access to customer account data and the... read more

What EMV payment tokenization 2.0 means for the payments industry

15 Sep 17 @ 09:14

Technical body EMVCo launched version two of its EMV Payment Tokenisation Specification – Technical Framework in September. The market has evolved rapidly since v1.0 was launched in 2014 to address... read more

Report: Global variances in ATM usage

14 Sep 17 @ 15:47

In a new report based on the usage of ATM’s in three countries, US, Australia and UK it finds that ATMs remain popular globally, with 82% of respondents reporting that... read more

The hidden history of cyber-crime forums which monetise card data

14 Sep 17 @ 09:48

The notorious dark web marketplaces Alphabay and Hansa, designed for criminals who specialised in monetising lists or “dumps” of credit card data, were shut down in July following “landmark” action by... read more

PSR: New Payment System Operator formed

13 Sep 17 @ 12:21

The Payment Systems Regulator (PSR) and Bank of England (BoE) have announced that the Payment System Operator Delivery Group (PSODG) has completed the necessary steps to deliver against the mandate... read more

Beyond CX – why EX is the new frontier

13 Sep 17 @ 11:20

Technology drove the first client experience (CX) revolution when advances in computer processing power allowed the early pioneers to develop data driven marketing policies. Now we believe emotional experience (EX)... read more

Zelle claims 4m users and mobile P2P payment app

13 Sep 17 @ 11:06

Zelle, the bank-based mobile P2P offering operated by Early Warning says more than 4 million people have enrolled in the mobile based payment network backed by many of the US’s largest... read more

EMEA retailers set to increase investment in payments

11 Sep 17 @ 16:28

55% of retailers and merchants in the EMEA region are planning to increase their investment into new payments capabilities in the next 18 to 24 months, according to the  2017... read more

14 billion cards worldwide with debit card leads the growth

11 Sep 17 @ 13:51

The number of payment cards globally reached 14 billion in 2016 and is predicted to rise to 17 billion by 2022, driven by further debit card issuance as the banked... read more

Square announces it will apply for bank licence

07 Sep 17 @ 15:29

Square says it plans to submit an application to form a wholly owned bank based in Utah. The unit, to be called Square Financial Services, would offer loans and deposit... read more

FIDO Alliance jumps into PSD2 Screen Scraping debate with letter

07 Sep 17 @ 15:15

Conversations are ongoing between the European Commission (EC) and the European Banking Authority (EBA) around the Regulatory Technical Standard (RTS) for Strong Customer Authentication (SCA) under the Payment Services Directive... read more

The rise of the mobile channel – Mobile wallet security

07 Sep 17 @ 12:27

Following on from our previous mobile wallet post, consumer perceptions of bank-based mobile wallet security vary across the globe, though in general consumers have a high degree of confidence in... read more

UK’s largest retailer launches Tesco Pay+

06 Sep 17 @ 10:25

The UK’s largest retailer, Tesco, with £54.4m in sales has announced that its current digital wallet app PayQwiq, is to be re-launched as Tesco Pay+. Further details about Tesco Pay+... read more

Chinese central bank declares Initial Coin Offering illegal

05 Sep 17 @ 13:35

The Bitcoin price fell heavily after China’s central bank said Initial Coin Offerings are illegal and asked all related fundraising activity to be halted immediately, issuing the strongest regulatory challenge... read more

Cryptocurrency transactions to break $1 trillion barrier this year

05 Sep 17 @ 13:15

A new study from has found that the value of cryptocurrency transactions is expected to surpass $1 trillion in 2017, more than 15 times the level in 2016. The new research... read more

Trending

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more

Global Banks set ground rules for Agentic Commerce as Fraud and Liability risks rise

27 Sep 26 @ 18:53

Six major banks have joined forces to establish principles for trusted agentic commerce, warning that the rapid adoption of AI shopping agents could outpace exi... more

UK Banks complete first live transactions using Tokenised Deposits

27 Sep 26 @ 18:52

Seven major UK financial institutions have completed the first live customer transactions using tokenised sterling deposits, marking an important step in Britai... more