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An analytical review of cryptocurrencies to date

11 Jan 18 @ 21:55

Key Insights for 2018: Although 11 bitcoin forks were scheduled for December they are already losing steam and it is unlikely that any of them will claim greater than 5%... read more

Another record-breaking year for Bacs – 6.34 billion payments processed

11 Jan 18 @ 15:55

Latest figures show that 2017 was another record-breaking year for Bacs Payment Schemes Limited (Bacs), with over 6.34 billion payments, worth a total in excess of £4.9 Trillion, processed by... read more

Major UK retailers unaware and unprepared in the face of PSD2

10 Jan 18 @ 22:03

New research has revealed that major UK retailers are unaware, unprepared and paralysed ahead of the Second Payment Services Directive (PSD2) set to go live on January 13th. The research, from Consult... read more

New position available: Money Mule

10 Jan 18 @ 16:08

One third (32%) of Britons would apply for a job as a money mule, helping criminals to launder money. That’s the finding of an experiment carried out by Santander to... read more

Want more in-app checkouts? Focus on “check-in” for 2018

10 Jan 18 @ 08:20

It is no longer good enough for merchants to simply have a functioning app. If I were writing this three years ago, then I would have accepted that just getting... read more

Transferwise launches consumer “borderless” account and debit card

09 Jan 18 @ 17:18

Transferwise is moving another step closer to banking territory with the expansion of its “borderless” account and debit card for consumers. The accounts can hold cash in more than 20... read more

Google merges payments platforms and launches Google Pay

09 Jan 18 @ 11:04

Google has finished revamping its mobile payment offerings bringing together Android Pay and Google Wallet in one product and creating a new brand called Google Pay. The new product merges... read more

Visa and Dynamics unveil the world’s first Wallet Card

09 Jan 18 @ 10:19

Visa and Dynamics today unveiled the Dynamics Wallet Card, an Internet of Things (IoT) device that holds multiple payment cards and includes a digital display allowing for greater security, instant... read more

Report: Mobile banking and payment practices of US Financial Institutions

08 Jan 18 @ 16:55

The year 2016 marks the second time that multiple Federal Reserve Banks (FR Banks) have surveyed financial institutions (FIs) about their mobile banking and payment practices and plans. After surveying... read more

Criminal underworld dropping Bitcoin for other cryptocurrencies

08 Jan 18 @ 10:14

Bitcoin, despite its stratospheric price, is losing its allure with some of its earliest and most avid fans, the criminals, giving rise to a new breed of cryptocurrencies. Privacy coins... read more

Western Union settles $60 million AML probe

08 Jan 18 @ 09:48

Western Union is to pay $60 million AML fine to resolve allegations that it failed for more than a decade to maintain a program to deter and report transactions involving... read more

How do mobile wallets vary in different countries?

05 Jan 18 @ 12:33

Simple and secure ways to complete transactions directly through a mobile device have become increasingly popular over the last three years globally. Mobile users can now do this through a... read more

Meltdown & Spectre: Security experts issue warnings on chip flaw

05 Jan 18 @ 10:52

Security experts are warning companies that the only way to fully protect themselves against hackers taking advantage of a newly revealed, pervasive flaw in chip design dubbed the Meltdown and Spectre... read more

MiFID II: the new financial regulatory system

04 Jan 18 @ 16:41

London and the EU are bracing themselves for MiFID II, the new dawning of one of the biggest regulatory shake-ups of since the 1980s ‘Big Bang’ as a new framework... read more

Under GDPR, never collect data without consent

04 Jan 18 @ 16:31

To be a successful business in Europe in 2018, you will need to be able to demonstrate GDPR compliance. Numerous articles have already detailed what GDPR is, the ramifications of... read more

Mobile payments account for 80% of Alipay’s online payments in 2017

04 Jan 18 @ 14:42

New data from Alipay show 82% of the transactions on its platform in 2017 were made via mobile payments, mostly through smart phones. This ratio is said to be an... read more

Open Banking presents challenges for banks and FinTechs

03 Jan 18 @ 16:37

The adoption of the revised payment services directive (PSD2) in Europe is changing the relationship between banks and FinTechs, specifically around open access to customer account data and the payments... read more

Payments Buzzwords 2018: Authentication, Identity and Chinese BigTech

03 Jan 18 @ 16:26

Authentication tipping point – will PSD2 change we way we pay? Talking about 2018 is hardly possible without mentioning PSD2. So here it is, on top of my list. On... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more