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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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Embedded Finance 2.0: Software’s bid to become banks

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

Gen X: Security trumps hype in their payment choices

08 Jul 25 @ 09:44

Amid the noise surrounding Millennial fintech adoption and Gen Z’s mobile-first payments, Gen X remains a powerful yet overlooked cohort. Born between 1965 and 1980, Gen X came of age... read more

Stablecoin reserve rules could upend crypto’s power structure

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

Five Belgian banks join EPI to boost Wero

07 Jul 25 @ 15:55

The European Payments Initiative (EPI) has strengthened its foothold in Belgium with the addition of five major banks set to deploy its Wero digital wallet. Argenta, Bank Van Breda, Beobank,... read more

Tech billionaires back Erebor to fill Silicon Valley Bank void

07 Jul 25 @ 10:37

A cohort of prominent tech investors is preparing to launch Erebor, a new US bank designed to serve the innovation economy in the wake of Silicon Valley Bank’s collapse. The... read more

Consumers put price on convenience as financial pressures persist

07 Jul 25 @ 10:01

In the midst of continued financial strain across US households and many other major markets, a new study sheds light on the value consumers place on convenience services – and... read more

Viva.com expands Tap to Pay on iPhone to Spanish market

07 Jul 25 @ 09:14

Viva.com has extended its Tap to Pay on iPhone capability to Spain, marking its 23rd European market for the service. The launch enables Spanish merchants to accept contactless payments using... read more

Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

Fourth Generation Payment Networks: The next frontier in global payments

04 Jul 25 @ 11:50

The global payments landscape is undergoing a profound transformation, marked by the emergence of Fourth Generation Payment Networks (4GPN). A new whitepaper by Thunderbird School of Global Management and Wiseasy... read more

Planet expands into tolling to deliver seamless payments

04 Jul 25 @ 10:54

Planet has announced its strategic entry into the global vehicle tolling market, aiming to transform how drivers pay at toll booths by unifying payments across online, in-app, and in-person channels.... read more

AI-led fee and interchange strategies could save PSPs millions

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

ECB advances Distributed Ledger Technology settlement activity

03 Jul 25 @ 13:58

The European Central Bank (ECB) has unveiled an ambitious dual-track strategy to integrate distributed ledger technology (DLT) into its settlement infrastructure, signalling a major evolution in the architecture of Europe’s... read more

Worldpay expands into Thailand as domestic acquiring surges

03 Jul 25 @ 09:34

Worldpay has announced its entry into the Thai market with domestic acquiring capabilities, marking another strategic move to strengthen its Asia Pacific presence. This expansion enables Worldpay to support Thai... read more

Orbital bridge real-time euro payments across SEPA and stablecoins

03 Jul 25 @ 09:26

Orbital, a cross-border platform that orchestrates payments across stablecoins and traditional rails, has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets. Cross-border payments... read more

Banktech or Fintech? Why banks must rethink their alliances

02 Jul 25 @ 12:48

The distinction between banktech and fintech is becoming increasingly blurred, forcing banks to rethink their strategic positioning. As embedded finance, generative AI, and real-time payments transform the financial services ecosystem,... read more

Why Circle wants to become a bank

02 Jul 25 @ 09:06

Circle, the issuer of the world’s second-largest stablecoin USDC, is taking a step towards becoming a fully fledged bank. The company has filed an application with the Office of the... read more

Stripe expands Pay by Bank to France and Germany

02 Jul 25 @ 09:00

Stripe has announced plans to launch its Pay by Bank service in France and Germany, marking a strategic expansion of its partnership with Open Banking provider TrueLayer. The move follows... read more

European fintech M&A surges in 2025 on wave of consolidation

01 Jul 25 @ 13:20

European fintech M&A is surging in 2025, with disclosed deal value for $100 million-plus transactions reaching $3.9 billion in H1 2025, almost double the total recorded for all of 2024.... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more