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Why the High Street banks should start to be concerned by the Challenger banks

05 Oct 18 @ 16:23

In the last couple of weeks two Challenger banks have hit the UK. N26 is a German direct bank, headquartered in Berlin, that offers its services throughout most of the... read more

Has Amazon Bank already arrived?

05 Oct 18 @ 10:58

It has long been predicted that Amazon would eventually make a move into banking. In March, Payments Cards and Mobile reported that the online retailer was in talks with J.P. Morgan to offer current... read more

Retailers look to launch voice commerce but is the market ready?

04 Oct 18 @ 13:05

Argos has become the first retailer in the UK to offer a voice commerce and search shopping services via the Google Assistant platform. While the success is yet to be... read more

$88.6 million of funds laundered through cryptocurrency exchanges

04 Oct 18 @ 12:46

A Wall Street Journal investigation has uncovered that $88.6 million in illicit funds have been transacted through 46 cryptocurrency exchanges. The WSJ reported that $9 million of the suspect funds went through crypto exchange ShapeShift.... read more

SMART Payments: Step 4 – 3 steps to successful omnichannel payments

04 Oct 18 @ 09:05

Technology and new payment formats have revolutionised the retail industry as cards replace cash, and e- and m-commerce provide new platforms for retail. Rather than abandoning bricks-and-mortar, many shoppers engage... read more

E-commerce report: Cross-Border Consumer Research 2018

02 Oct 18 @ 14:27

PayPal and Ipsos, have released a new e-commerce report the Cross-Border Consumer Research 2018. The report, which investigates the online shopping habits of approximately 34,000 consumers in 31 countries, reveals... read more

European Open Banking gets support from 40 leading financial industry players

02 Oct 18 @ 13:27

PRETA says that over 40 major European financial institutions and service providers have signed up to fund and complete PRETA’s pan-European PSD2 Open Banking access directory. With the delivery of... read more

FCA bares teeth – Tesco Bank fined £16.4m over “avoidable” cyber attack

01 Oct 18 @ 10:11

The UK’s financial regulator (FCA) has issued Tesco bank with a £16.4 million penalty over an online cyber incident that occurred two years ago, the first fine the FCA has... read more

2018 Data Breach Investigations Report

01 Oct 18 @ 09:24

Ransomware attacks are a key cybersecurity threat for global organisations, warns Verizon’s 2018 Data Breach Investigations Report (DBIR). Ransomware is the most common type of malware, found in 39% of malware-related data... read more

Faster payments – 40 countries live as global roll-out gathers pace

28 Sep 18 @ 10:47

2018 marks the fifth year of FIS’ report “Flavors of Fast”. It was originally inspired to capture the early but remarkable influences of faster payments schemes around the world. In... read more

Snapchat partners with Amazon for point-and-buy mobile commerce

28 Sep 18 @ 09:36

Snapchat has announced it is testing a new way to search for products on Amazon.com through the Snapchat app’s camera, allowing users a mobile commerce experience by shopping directly using the... read more

Mobile payments – Learning from the Chinese example

28 Sep 18 @ 09:21

When it comes to mobile payments, China is leaving the rest of the world standing. The trillions of dollars in mobile payment transactions that were carried out by Chinese consumers... read more

First Data launches new fraud detection service – FirstSense

27 Sep 18 @ 09:36

First Data has launched a new anti-fraud detection service, FirstSense. It enables financial institutions to identify at-risk accounts across all card brands and prevent fraud. The newly launched platform combines... read more

Major global banks go mainstream on blockchain payments with Interbank Information Network

25 Sep 18 @ 10:45

75 of the world’s biggest banks are turning to the Interbank Information Network (IIN) a blockchain payments platform to fight the threat of new payments rivals in what will be... read more

Report: $110 trillion payments business faces next major wave of FinTech disruption

25 Sep 18 @ 10:10

The $110 trillion payments business is facing further and major disruption from the FinTech revolution that will upend the traditional financial services industry and create new opportunities for venture-backed companies... read more

SMART Payments: Step 3 – Managing the digital switch in a fragmented US market

25 Sep 18 @ 09:24

In September 2015, Entrepreneur Magazine pointed out to its readers that, at the time of writing, there were some 200 different ways to make electronic payments. To put that in its... read more

Report: Gen Z shoppers prefer in-store shopping over e-commerce

24 Sep 18 @ 16:38

As if life isn’t complex enough for retailers, as they struggle to implement the latest omni-channel experience for consumers and shoppers abandon the high streets, a new report has found... read more

Retailers continue fight against Visa and Mastercard even after record $6.2 billion settlement

24 Sep 18 @ 12:48

Visa and Mastercard will have to continue rolling with the punches as it becomes clear that even the record $6.2 billion settlement made last week won’t be enough to end... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more