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Cashless society? Philadelphia bans ‘Cashless’ stores

08 Mar 19 @ 09:58

In highlighting just how difficult it will be for society to go completely cashless, this week has seen the UK report on how it cannot allow its cash infrastructure to... read more

How the combination of 5G, AI, Big Data and IoT is changing everything

08 Mar 19 @ 09:30

OK. So I will admit right from the start that this is not entirely about payments. However, if you read between the lines of this GSMA report,you will start to... read more

Cybercrime report: The rise of the mobile bot

07 Mar 19 @ 13:01

According to a new cybercrime report, news has recently emerged of the first machine learning generated fingerprints. According to Wired.com, a group of computer scientists from New York University’s engineering... read more

Mobile World Congress 2019: The payments perspective

07 Mar 19 @ 09:47

For anyone attending Mobile World Congress last week, they have no doubt gone to bed dreaming of 5G networks and foldable smartphones. But dig a little deeper, and there was... read more

PSD2 allocation of liabilities: Customers Vs ASPSPs Vs PISPs

06 Mar 19 @ 14:25

Under the Payment Services Directive (EU) 2015/2366 (“PSD2”), an Account Servicing Payment Service Provider (“ASPSP”) must grant a Third Party Providers (“TPP”) direct access to certain payment accounts of the... read more

EC sets sights on TIPS challenging Visa and Mastercard European dominance

06 Mar 19 @ 10:38

The European Commission (EC) has been reported to be considering implementing new regulations to support and accelerate the adoption of TARGET Instant Payments Settlement System (TIPS) in an effort to... read more

SEPA Proxy Lookup: Pan-European P2P payments interoperability becomes reality

06 Mar 19 @ 10:37

The SEPA Proxy Lookup (SPL) service, a new service that creates secure interoperability between existing mobile P2P payments services has launched. The SPL service is ready to be used, and... read more

Barclaycard and UnionPay payment acceptance partnership in UK

05 Mar 19 @ 10:49

Barclaycard, which processes nearly half of the UK’s credit and debit card transactions, has announces a new card acceptance partnership with UnionPay International, a subsidiary of China UnionPay. The deal... read more

Payment Card Yearbooks: European payments continue to rise rapidly

04 Mar 19 @ 12:42

Driven by contactless card payments and by increased card usage, in 2017 the number of card payments continued to grow across the 33 countries covered by our PCM’s Payment Card... read more

FaceCoin – Why we should give a f*** about THIS cryptocurrency

04 Mar 19 @ 12:19

Facebook is working on making the FaceCoin cryptocurrency that will let users transfer money on its WhatsApp messaging app, focusing first on the remittances market. The company is developing FaceCoin... read more

Digital Payments Study: Technology and biometrics drive payments

04 Mar 19 @ 11:46

Today more than ever, people are living a digital and mobile life, and they expect their ability to pay to match that same “always on” mindset, according to social media... read more

Video: The future of banking and what’s really important to the customer

01 Mar 19 @ 13:00

Transformation of some sort is taking place in almost every part of the financial services sector but what does this really mean for the future of banking, and most importantly... read more

GSMA: State of the Industry Report on Mobile Money

01 Mar 19 @ 11:35

Now processing over $1.3 billion a day, the mobile money industry added a record 143 million registered customers in 2018 – according to the GSMA’s annual State of the Industry... read more

An ID-eal position: Banks and trusted digital identity

01 Mar 19 @ 09:24

The rapid pace of digital transformation has left many industries scrambling to find secure, convenient ways of establishing identity for digital services. The digital identity ecosystem has become fragmented and... read more

Global mobile wallet usage mapped

27 Feb 19 @ 21:22

Forecasts predict that by 2022, just 17% of global payments will be made by cash. Meanwhile, digital and mobile wallet usage will continue to rise, accounting for 28% of all... read more

Smart payments: The robot returns – Who is getting AI right?

27 Feb 19 @ 17:13

Some payments industry commentators have described Artificial Intelligence (AI) as “the fourth industrial revolution”, after the steam engine, electricity and computing – and there’s no doubt that AI has significant... read more

Have we gone around the block with blockchain?

27 Feb 19 @ 11:21

Blockchain has been seen as a panacea for all that ails the financial services and payments industries, but expectations for the distributed ledger technology have been falling almost as fast... read more

Apple Pay adoption continues to rise as 43% of base now registered

25 Feb 19 @ 17:13

In December 2018 on the earnings call for Apple, analysts were given several incremental data points on the usage of Apple Pay. It may seem like an insignificant piece of... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more