17 Dec 25 @ 11:40

PayPal’s decision to apply for a US banking licence marks a pivotal moment in the gradual convergence between big fintech and regulated banking. By submitting applications to the Utah Department... read more

16 Dec 25 @ 16:47

A quiet but consequential shift is under way in US financial regulation. Five prominent digital asset firms — Circle, Ripple, Fidelity Digital Assets, BitGo and Paxos — have secured conditional... read more

16 Dec 25 @ 14:29

As the European Union (EU)’s third largest economy and a world top ten economic force, Italy has experienced rapid modernisation of its payment systems in recent years, in parallel with... read more

16 Dec 25 @ 13:24

For centuries, money has been reassuringly simple. Central banks issued currency, commercial banks intermediated deposits and credit, and payments followed well-worn rails. That clarity is now dissolving. Stablecoins — blockchain-based... read more

16 Dec 25 @ 10:56

Everyone loves a good bargain. It’s a rare delight to feel like you’ve beaten the odds and scored yourself a great deal, whether that’s buying a new car, making a... read more

15 Dec 25 @ 16:21

The first trend in Global Payments’ 2026 Commerce and Payment Trends Report marks a decisive shift in how transactions are initiated and executed: AI is evolving from a passive recommendation... read more

12 Dec 25 @ 16:15

Agentic AI represents a decisive break from the assistive technologies that have defined the past decade of fintech innovation. These systems do not merely recommend or optimise; they evaluate options,... read more

12 Dec 25 @ 16:05

For decades, the Point of Sale was a fixed destination: a counter, a terminal, a moment at the end of the customer journey. That mental model is now obsolete. As... read more

12 Dec 25 @ 16:01

Mobile payments continue to reshape how consumers interact with digital services, and nowhere is this shift more evident than in the UK’s burgeoning sports betting market. As in-play wagering grows... read more

11 Dec 25 @ 15:58

The commodification of identity on the dark web is reshaping the economics of financial crime — and exposing the limits of biometric verification. New analysis from AMLTRIX, an open-source anti-money... read more

11 Dec 25 @ 11:40

Christmas 2025 may be remembered as the moment agentic commerce truly entered the mainstream, with new research from Checkout.com signalling a decisive shift toward agentic AI. Nearly half of consumers... read more

11 Dec 25 @ 11:08

Dutch payments processor Mollie is on the brink of acquiring UK fintech GoCardless in what would be one of Europe’s most consequential private-market payments deals this year. According to people... read more

10 Dec 25 @ 17:21

On 07 November 2025, the Payments Vision Delivery Committee (PVDC) published its “Strategy for Future Retail Payments Infrastructure.” As a quick refresher, the PVDC was set up in November 2024 to... read more

10 Dec 25 @ 11:06

Stablecoins have long been marketed as the digital bridge between volatile crypto assets and the perceived solidity of fiat money. Yet their accelerating adoption — particularly in the US —... read more

10 Dec 25 @ 11:00

The pressure on payment service providers to find ways of dealing with the burgeoning demand of real-time payment settlement services has been tremendous, with real-time transaction volumes rising 42.2% across... read more

10 Dec 25 @ 10:47

Think about your smartphone. Now imagine it’s not just a digital wallet, but the entire checkout counter. No big machines to buy, no setup headaches. Just tap your phone, pay,... read more

09 Dec 25 @ 14:52

Worldline has taken another decisive step in reshaping its business around core European payment services, agreeing to divest its PaymentIQ orchestration platform to Swedish investment firm Incore Invest in a... read more

09 Dec 25 @ 13:49

Sweden boasts a stable, highly sophisticated and digitalised modern economy, with one of the lowest percentages of cash usage anywhere in the world. Around one in ten in-store payments in... read more