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Is Apple Pay working on a QR code based payments system?

10 Jul 20 @ 13:40

According to people who are familiar with Apple iOS code, the forth coming iOS 14 update is being prepared for consumers to pay for items by scanning a QR code... read more

Opera pushes hard into digital financial services with Bank acquisition

10 Jul 20 @ 09:43

Opera, one of the world’s leading browser providers with more than 360 million users, and new offerings across content, classifieds and digital financial services, has announced its intention to purchase... read more

Clear the runway – unblocking payments in the Middle East

09 Jul 20 @ 13:10

From Egypt and Jordan through to the Gulf, the Middle East has seen a lot of progress in payments. Yet some significant roadblocks remain, including rising fraud, enabling cards for... read more

European e-commerce set to continue future growth

09 Jul 20 @ 11:45

Growth in European e-commerce sales reached €636 billion in 2019, up by 14.2% from the previous year. European e-commerce turnover is forecast to grow at around 12.7% and to hit... read more

Click to Pay digital checkout experience goes live globally

08 Jul 20 @ 12:26

American Express, Discover, Mastercard and Visa have announced they are each beginning technical preparations for global expansion of the Click to Pay online checkout – based on the EMV Secure... read more

“Germany’s Enron” – the secondary effects of Wirecard’s collapse, examined

08 Jul 20 @ 11:23

Wirecard’s dramatic fall from grace has thrust corporate governance and industry regulation across Europe firmly in the spotlight. The Munich-based payments processor filed for insolvency on Thursday 25 June, reportedly... read more

Digital banking study: Biometrics have the last password

08 Jul 20 @ 11:05

New reveals that despite universal consumer advice that one password for all financial accounts is equivalent to leaving the front door open, only 40% of UK consumers have separate passwords... read more

Rule of the machines: can AI and ML really help fight fraud?

06 Jul 20 @ 11:08

Fraud has been a problem since coins were introduced more than two thousand years ago. In today’s digital age, the problem won’t go away – indeed, it’s getting worse despite... read more

Success in e-commerce: Mind the consumer journey gap

06 Jul 20 @ 09:30

Four in ten UK shoppers (38%) abandon an e-commerce purchase at least once a week, with a fifth (21%) claiming to do so more regularly. That’s according to new research... read more

Research Note: The future of digital commerce and payments in a digital society

03 Jul 20 @ 13:08

To remain competitive and optimise customer satisfaction, application leaders responsible for digital commerce must anticipate the future of consumer payments. Payments have the potential to be entirely cashless, but may... read more

Major Eurozone banks begin implementation of the European Payments Initiative (EPI)

02 Jul 20 @ 14:23

A group of 16 major European banks from five countries (Belgium, France, Germany, the Netherlands and Spain) paved the way for the future launch of the European Payments Initiative (EPI). ... read more

Wirecard offices raided as fraud allegations gain momentum

01 Jul 20 @ 16:21

Wirecard’s offices in Germany and two locations in Austria have been raided by Munich prosecutors looking into the €1.9 billion that went missing from the company’s accounts. 12 prosecutors and... read more

UK consumers confirm shift towards digital identity to be permanent

01 Jul 20 @ 14:03

Since the beginning of lockdown measures in late March, digital services have been the only recourse for consumers needing to prove their identity in order to access services, whether that... read more

European Commission reports on Interchange Fees Regulation success

01 Jul 20 @ 10:55

The European Commission says that the caps on the interchange fees retailers pay to process debit and credit card transactions have helped push down prices. The EC published a report... read more

A whole new world: Digital banking services for the digital era

30 Jun 20 @ 16:10

Widespread improvements in the speed and geographic reach of mobile internet have led to the creation new digital banking services driven by cloud computing and intelligent terminal technology. Industry analysts... read more

EBA sticks to SCA decision – no further deadline extension

30 Jun 20 @ 12:41

Despite some countries, like the UK, adding further extensions to the SCA deadline, the EBA is maintaining its strict ruling that the December 2020 deadline must be met. At present,... read more

EBA CLEARING RT1 reaches critical mass and R2P pilot goes live

30 Jun 20 @ 10:23

EBA CLEARING says that its RT1 platform has made considerable progress in building up pan-European instant payment reach across the French retail payments market: the system extends pan-European reach through... read more

Global Payment Regulation & Authentication Report

25 Jun 20 @ 12:25

Ravelin has released an update to its Global Payment Regulation & Authentication Report, with analysis of billions of transactions during Q1 2020. In the run up to the original PSD2... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more