26 Jan 26 @ 21:38

At the World Economic Forum in Davos, a notable shift in tone emerged from discussions on artificial intelligence in banking and FinTech. Rather than racing to deploy the newest models,... read more

26 Jan 26 @ 18:07

Merchant acquiring has rarely been accused of being exciting. For much of the past two decades it has been a business defined by scale, operational efficiency and relentless margin pressure.... read more

23 Jan 26 @ 14:48

Shopify is preparing its merchant base for a structural shift in online retail. From late January, products sold through AI chatbot checkouts will incur a new cost: a 4 per... read more

23 Jan 26 @ 14:23

Capital One has agreed to acquire payments fintech Brex for $5.15bn, marking another decisive strategic move by its founder and chief executive, Richard Fairbank. The transaction, disclosed alongside the bank’s... read more

23 Jan 26 @ 11:56

For more than two decades, e-commerce has been built around a predictable assumption: that the buyer is human, present, and actively persuadable. Product pages, marketing funnels and checkout flows have... read more

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

22 Jan 26 @ 17:05

Europe’s retail economy is undergoing a structural shift. E-commerce has moved from being a complementary sales channel to the primary growth engine for many merchants. Online sales now dominating strategic... read more

22 Jan 26 @ 16:50

The UK payments industry is sharpening its critique of the country’s approach to stablecoins, arguing that regulatory caution is slipping into competitive self-harm. In a new manifesto, The Payments Association... read more

20 Jan 26 @ 17:57

For much of blockchain’s commercial history, regulation hovered in the background as an unresolved constraint. Financial institutions ran proofs of concept, explored distributed ledgers and monitored policy debates, but few... read more

20 Jan 26 @ 17:36

Agentic commerce is steadily rewiring how digital transactions occur. Instead of shoppers manually navigating screens, entering credentials and approving each step, intelligent software agents are beginning to select products, optimise... read more

20 Jan 26 @ 14:12

Betting volumes are pushing older payment systems to their limits, which is prompting banks to switch to real-time processing. This article offers some valuable insights into the technical challenges and... read more

19 Jan 26 @ 18:02

Revolut Pay is making an early and deliberate move into agentic commerce, becoming one of the first EU-based payment methods compatible with Google’s Agent Payments Protocol (AP2). The development signals... read more

19 Jan 26 @ 17:51

Global stablecoin card payments have reached a notable inflection point. Monthly transaction volumes climbed to around $1.5 billion in August, up from roughly $100 million at the start of 2023,... read more

19 Jan 26 @ 17:27

Project Agorá, the flagship cross-border distributed ledger initiative led by the Bank for International Settlements, has entered its long-anticipated testing phase. After progressing from design to prototype build during 2025,... read more

19 Jan 26 @ 15:17

Most people use Telegram for chatting, but it actually handles millions of dollars in transactions every day.  Users now send money, pay for subscriptions, purchase digital services, and access online... read more

16 Jan 26 @ 14:00

Klarna has taken another decisive step beyond buy now, pay later with the launch of instant P2P payments across 13 European markets. The new functionality allows users to send money... read more

16 Jan 26 @ 13:37

As global scam losses climb beyond $400bn annually, payment fraud is evolving faster than the controls designed to stop it. Against this backdrop, Scamnetic is repositioning its patented IDeveryone technology... read more

16 Jan 26 @ 13:20

Ripple has taken a significant step in its European expansion after securing both an Electronic Money Institution (EMI) licence and cryptoasset registration from the UK’s Financial Conduct Authority. The approvals... read more