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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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AI adoption risks deepening consumers’ digital trust deficit

09 Jul 25 @ 12:46

As businesses double down on AI to drive efficiency and growth, they face an emerging strategic challenge: consumer digital trust in how data is used is eroding – and fast.... read more

Regulatory gaps in high-risk industries: Lessons for payments oversight

09 Jul 25 @ 09:07

Scrutiny of US regulatory gaps in high-risk industries offers sobering lessons for the payments sector, which remains exposed to systemic weaknesses of its own. Oversight failures in sectors such as... read more

Embedded Finance 2.0: Software’s bid to become banks

08 Jul 25 @ 10:43

The next payments revolution is unfolding not within banks or fintech unicorns, but across the SaaS platforms quietly embedding financial services into their ecosystems. Xero’s recent $2.5 billion acquisition of... read more

Gen X: Security trumps hype in their payment choices

08 Jul 25 @ 09:44

Amid the noise surrounding Millennial fintech adoption and Gen Z’s mobile-first payments, Gen X remains a powerful yet overlooked cohort. Born between 1965 and 1980, Gen X came of age... read more

Stablecoin reserve rules could upend crypto’s power structure

08 Jul 25 @ 09:26

After years of erratic oversight, US policymakers are edging closer to imposing regulatory stability on digital assets – with stablecoins at the centre of their focus. The Guiding and Establishing... read more

Five Belgian banks join EPI to boost Wero

07 Jul 25 @ 15:55

The European Payments Initiative (EPI) has strengthened its foothold in Belgium with the addition of five major banks set to deploy its Wero digital wallet. Argenta, Bank Van Breda, Beobank,... read more

Tech billionaires back Erebor to fill Silicon Valley Bank void

07 Jul 25 @ 10:37

A cohort of prominent tech investors is preparing to launch Erebor, a new US bank designed to serve the innovation economy in the wake of Silicon Valley Bank’s collapse. The... read more

Consumers put price on convenience as financial pressures persist

07 Jul 25 @ 10:01

In the midst of continued financial strain across US households and many other major markets, a new study sheds light on the value consumers place on convenience services – and... read more

Viva.com expands Tap to Pay on iPhone to Spanish market

07 Jul 25 @ 09:14

Viva.com has extended its Tap to Pay on iPhone capability to Spain, marking its 23rd European market for the service. The launch enables Spanish merchants to accept contactless payments using... read more

Why legacy systems are holding back Pay by Bank’s promise

04 Jul 25 @ 12:39

As real-time payments and account-to-account (A2A) transfers gain global traction, the rise of Pay by Bank is emerging as a transformative force in payments. Yet its potential is threatened by... read more

Fourth Generation Payment Networks: The next frontier in global payments

04 Jul 25 @ 11:50

The global payments landscape is undergoing a profound transformation, marked by the emergence of Fourth Generation Payment Networks (4GPN). A new whitepaper by Thunderbird School of Global Management and Wiseasy... read more

Planet expands into tolling to deliver seamless payments

04 Jul 25 @ 10:54

Planet has announced its strategic entry into the global vehicle tolling market, aiming to transform how drivers pay at toll booths by unifying payments across online, in-app, and in-person channels.... read more

AI-led fee and interchange strategies could save PSPs millions

03 Jul 25 @ 14:23

A new white paper from global banking infrastructure innovators RS2 says that acquirers and PSPs could add value for their clients and save themselves – and their clients – millions.... read more

ECB advances Distributed Ledger Technology settlement activity

03 Jul 25 @ 13:58

The European Central Bank (ECB) has unveiled an ambitious dual-track strategy to integrate distributed ledger technology (DLT) into its settlement infrastructure, signalling a major evolution in the architecture of Europe’s... read more

Worldpay expands into Thailand as domestic acquiring surges

03 Jul 25 @ 09:34

Worldpay has announced its entry into the Thai market with domestic acquiring capabilities, marking another strategic move to strengthen its Asia Pacific presence. This expansion enables Worldpay to support Thai... read more

Orbital bridge real-time euro payments across SEPA and stablecoins

03 Jul 25 @ 09:26

Orbital, a cross-border platform that orchestrates payments across stablecoins and traditional rails, has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets. Cross-border payments... read more

Banktech or Fintech? Why banks must rethink their alliances

02 Jul 25 @ 12:48

The distinction between banktech and fintech is becoming increasingly blurred, forcing banks to rethink their strategic positioning. As embedded finance, generative AI, and real-time payments transform the financial services ecosystem,... read more

Why Circle wants to become a bank

02 Jul 25 @ 09:06

Circle, the issuer of the world’s second-largest stablecoin USDC, is taking a step towards becoming a fully fledged bank. The company has filed an application with the Office of the... read more

Trending

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. [caption id... more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot... more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a lon... more