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Research Note: Banks face major challenges maintaining revenues from payments

25 Nov 20 @ 12:53

Payments and accounts services are at the core of banks’ offering to customers. They contributed about a third of European banks’ total revenues in 2019, and represent banks’ leading source... read more

Deutsche Bank weighs up acquisitions to beef up payments business

24 Nov 20 @ 16:53

Deutsche Bank is reported to be in the market actively looking for acquisitions and joint ventures to help Germany’s largest lender hit its goal of becoming a major force in... read more

Mobile malware soars in Asia with 97% transactions flagged as fraudulent

24 Nov 20 @ 16:21

In Q3 2020 there has been a consistent and significant increase in mobile malware activity with Asia at the epicentre, according to new data published by Secure-D, which currently covers... read more

Europe pushing to be first with digital euro – but risks are real

23 Nov 20 @ 15:53

Christine Lagarde, the head of the European Central Bank, appears serious about a digital euro. Barely a month after the central bank issued a major report on the topic, and opened a public... read more

Cyber crime costs rising: Internal failures most common cause of claims for companies

23 Nov 20 @ 15:29

External attacks on companies result in the most expensive cyber crime insurance losses, but it is employee mistakes and technical problems that are the most frequent generator of claims by... read more

Google Pay makeover moves it into the Lifestyle Super App fast lane

20 Nov 20 @ 17:26

Google Pay has received a full blooded update. The company announced it has completely revamped the app for its mobile payment system, maintaining the same abilities as before to send... read more

Follow the money: an investigation into money laundering tactics

20 Nov 20 @ 12:05

A new report, ‘Follow the Money’, describes the complex web of money laundering, money mules, front companies and cryptocurrencies that criminals use to siphon funds from the financial system after... read more

Brazil launches instant payments system called Pix

19 Nov 20 @ 16:59

The Central Bank of Brazil has announced it will launch an instant payments platform, called Pix, that will speed up and simplify transactions, as well as foster financial sector competition... read more

The rise of the platform – Where is FinTech going next?

19 Nov 20 @ 13:16

FinTech and Payments (PayTech) has been an investor focus for years. And while many FinTech payments ventures have seen big successes, we’ve only just begun. In this article, Payments Cards... read more

Payment Initiation Services to drive additional revenue for retail sector

18 Nov 20 @ 17:32

An international study of over 1,000 senior professionals in the banking, lending, PFM, investment, and retail sectors has revealed that two thirds (66%) of retailers using Open Banking are already... read more

COVID-19 drives enormous growth in contactless payments in Nordics

18 Nov 20 @ 16:56

Contactless payments have taken a leap forward during 2020, in part driven by concerns around the potential spread of COVID-19. In the Nordics, the contactless payment ratio has grown from... read more

SEPA instant payments for corporates are gaining traction in Europe

18 Nov 20 @ 10:10

Since the launch of the SEPA Instant Credit Transfer Scheme (SCT Inst) in 2017, major European banks such as BNP Paribas have supported instant payments for domestic cases. Some of... read more

How technology can boost traveller confidence and accelerate demand

17 Nov 20 @ 18:56

As 2020 comes to an end, leaders in governments and key industries are working to determine how people can safely return to work, particularly in travel and tourism where jobs... read more

What steps are the ECB taking to ensure pan-European reach of instant payments?

16 Nov 20 @ 20:04

The European Central Bank’s (ECB) Governing Council, in line with the European Commission’s (EC) objectives, has taken an important move towards the full reach of instant payments across the euro... read more

Nexi and Nets agree binding framework agreement for all-share merger

16 Nov 20 @ 19:41

Following the announcement made on 2 November 2020, Nexi and Nets, controlled by a consortium of private equity firms led by Hellman & Friedman (“H&F”), announced that they have signed... read more

Apple Pay usage with merchants and banks growing at 20%

13 Nov 20 @ 16:48

In its fourth annual Apple Pay availability study, Loup Ventures identified a 20% plus increase in adoption from banks and top retailers across desktop sites, mobile web, and apps. These... read more

Webinar: Balancing security and convenience in e-commerce transactions

13 Nov 20 @ 12:00

INFORM and Netcetera held a joint webinar that took a closer look at some of the challenges associated with the e-commerce payment ecosystem. The stakeholders within this ecosystem, including consumers,... read more

Hyper-personalisation of CX: The future of retail banking

12 Nov 20 @ 18:24

Hyper-personalisation is an imperative, not an option, in a digital economy. Indeed, as various industries adopt technology “as” their business, rather than “in” their business, the combination of smart devices,... read more

Trending

Visa launches Intelligence Commerce Connect tool

14 Apr 26 @ 20:03

Visa is stepping up its push into agentic commerce with the launch of Intelligent Commerce Connect, a new tool intended to help businesses plug into AI-driven s... more

Revolut eyes an IPO, but the valuation story is the real headline

21 Apr 26 @ 14:35

Revolut is beginning to sound more like a future public market heavyweight than a fast-growing European fintech. Chief executive Nik Storonsky has said the com... more

American Express launches agentic commerce developer kit

16 Apr 26 @ 11:46

American Express is positioning itself early for what could become one of the next major shifts in digital payments: AI agents that do more than recommend produ... more