03 Dec 21 @ 16:09

Following a 2020 public consultation, the European Central Bank’s (ECB) Governing Council has approved a new Eurosystem oversight framework for electronic payments, schemes and arrangements. Background The PISA framework is the result... read more

03 Dec 21 @ 10:45

Consumers and financial service providers often play leapfrog, taking turns making the next jump into the future. Decades ago, risk and regulatory innovations enabled banks to issue cards more broadly,... read more

03 Dec 21 @ 08:47

With a tiny population of just under 3 million, few could have predicted Lithuania would become a hotbed of FinTech innovation. Since the UK’s withdrawal from the European Union, however,... read more

02 Dec 21 @ 17:00

New research reveals an increase in spending among Europe’s financial executives, with 47% saying their Open Banking budgets have risen in 2021. This follows a challenging year in 2020, where... read more

02 Dec 21 @ 12:45

New analysis has observed over 4 million (4,481,379) payment card details, belonging to users across 140 countries, being traded on the dark web. The hackers were found selling payment cards information for... read more

02 Dec 21 @ 10:35

Of the many payment innovations to surface in the past 20 years, the QR code is enjoying a resurgence, having once been viewed as a failed marketing gimmick that became... read more

01 Dec 21 @ 17:20

With inflation surging, consumers’ financial optimism has taken a hit for a second quarter in a row, according to TransUnion’s latest Consumer Pulse study. In stark contrast to the renewed positivity seen... read more

01 Dec 21 @ 09:57

The Bank of London, set up to approve and process payments in the UK clearing market, will launch for only the second time in 250 years  as it aims to... read more

01 Dec 21 @ 09:25

As in many other areas of life, COVID-19 has accelerated changes evident in merchant acquiring over the last five years. These changes go beyond the obvious, such as the shift... read more

30 Nov 21 @ 16:59

Amid hype about alternative payments and digital currencies, prepaid cards are booming – with growth projected to run faster than e-commerce world-wide over the next ten years. Payments Cards &... read more

30 Nov 21 @ 16:02

The PSD2 enables more convenient, secure, faster and more affordable account-to-account payments in e-commerce and at the checkout in shops. One of the two new API-based PSD2 services, the Payment... read more

30 Nov 21 @ 13:11

Are you aware of just how often real-world offences and cyber crimes are committed across Europe and which countries are most affected? TechRobot has carried out research on real-world crime... read more

29 Nov 21 @ 18:09

The recent news that a US acquirer had raised concerns about PAX terminal security led a number of Merchant Service Providers’ (MSPs) to ask questions about their approach to next-generation... read more

29 Nov 21 @ 16:19

Decentralized Finance (DeFi) looks set to revolutionise financial services, by replacing centralised intermediaries with software running on blockchains. Decentralized Finance (DeFI) refers to the use of platforms such as Ethereum... read more

29 Nov 21 @ 10:07

As we fast approach the peak Christmas period many experts are predicting that the global supply chain crisis is likely to get worse before it gets better. They point to... read more

26 Nov 21 @ 12:58

The Payments Association has released new research showing how artificial intelligence (AI) and machine learning (ML) are being used in the payments, finance and banking sectors and how they may... read more

26 Nov 21 @ 10:02

In-vehicle payments are those where payments are made via vehicle systems, without requiring use of a smartphone to process the transaction. As previously reported by Payments, Cards & Mobile the... read more

26 Nov 21 @ 09:37

Are you on the lookout for a new job at the moment? How exciting! There are some really cool companies out there looking for talent right now, so you’re in... read more