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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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Stablecoins are forcing global finance to modernise – That’s no bad thing

01 Sep 25 @ 11:49

The rapid ascent of stablecoins is unsettling policymakers across the world. Backed by dollars and other reserve currencies, they are increasingly viewed as instruments that could entrench the greenback’s dominance... read more

Record growth in UK Open Banking as users hit 15 million

01 Sep 25 @ 11:44

The UK’s Open Banking ecosystem reached a significant milestone in July, with more than 15.16 million individuals and businesses now using services underpinned by the technology. According to the latest... read more

Barclays exits Entercard as Swedbank dominates Nordic market

29 Aug 25 @ 16:20

Barclays has agreed to sell its entire stake in Entercard Group to joint venture partner Swedbank, marking another step in the British bank’s ongoing retreat from non-core businesses. The transaction,... read more

Sustainable payments: Aligning transactions with ESG goals

29 Aug 25 @ 15:47

In an era defined by urgent climate imperatives and shifting social expectations, the payments industry finds itself at a strategic inflection point. Environmental, social, and governance (ESG) considerations, once the... read more

Google Cloud bets on blockchain for institutional payments

29 Aug 25 @ 10:20

Google Cloud has unveiled ambitious plans to launch its own layer-1 blockchain, the Universal Ledger, aiming squarely at the financial sector and setting itself up against emerging rivals from Stripe... read more

European banks scramble after PayPal payment glitch sends billions

29 Aug 25 @ 09:56

European lenders were forced into emergency action this week after a breakdown in PayPal’s fraud-checking systems allowed a torrent of unauthorised direct debits to sweep through banking networks. The disruption,... read more

Gen X take spending crown – What it means for retail and payments

28 Aug 25 @ 11:50

For decades, retailers have fixated on Baby Boomers and Millennials as the twin pillars of consumer spending. Yet a quiet generational shift is underway. In 2025, Generation X – those... read more

The age of instant bill payments: What consumers demand

27 Aug 25 @ 14:25

For many households, paying a utility bill or settling a credit card balance used to be a once-a-month ritual carried out with cheques or phone calls to a call centre.... read more

ECB’s digital euro plans show ambition to reshape EU payments

27 Aug 25 @ 10:58

The European Central Bank (ECB) is preparing for its proposed digital euro to enter the payments market at a scale that could fundamentally alter Europe’s financial landscape. Internal documents reveal... read more

Ant, Standard Chartered and Swift trial bank-to-wallet payments

27 Aug 25 @ 10:25

Ant International has joined forces with Standard Chartered Bank and Swift to trial a new cross-border payments solution that links bank accounts directly to digital wallets, aiming to make global... read more

US banks push back on stablecoins over fears of deposit flight

26 Aug 25 @ 13:15

America’s largest banking groups are lobbying Congress to amend new stablecoin legislation, warning that the rules as written could drain trillions of dollars in deposits from the financial system. The... read more

Visa retreats from US Open Banking as access battle escalates

26 Aug 25 @ 13:01

Visa has quietly shuttered its Open Banking business in the US, marking a significant retreat from a market where the rules of customer data access remain hotly contested. The decision,... read more

MetaMask tables plan for dollar stablecoin with Stripe

26 Aug 25 @ 12:45

MetaMask has hinted at its own stablecoin. A governance note, posted then deleted, set out plans for a dollar-pegged token called mmUSD. Stripe was named as a partner. No timeline.... read more

Authvia taps Visa Direct for real-time payouts via SMS

26 Aug 25 @ 09:00

Authvia has expanded its text-to-pay platform by integrating Visa Direct, enabling businesses to send real-time disbursements directly to eligible Visa debit cards through a simple SMS. The integration extends Authvia’s... read more

UK BNPL regulation: What merchants need to know

22 Aug 25 @ 10:07

Buy Now, Pay Later (BNPL) has become a fixture of the British retail landscape. Once a niche payment option, it is now a mainstream tool for shoppers who want flexibility... read more

Europe accelerates digital euro plans amid rampant US stablecoins

22 Aug 25 @ 09:26

European policymakers are stepping up efforts to bring a digital euro to market after the US enacted landmark legislation for stablecoins, raising alarm in Brussels about the euro’s long-term competitiveness.... read more

Visa faces fresh antitrust challenge over US debit interchange fees

21 Aug 25 @ 15:59

Visa is set to remain embroiled in years of interchange fees litigation after a US federal judge ruled that a 2019 multibillion-dollar settlement does not shield the payments giant from... read more

Agentic AI: Why prompts could replace the buy button

21 Aug 25 @ 13:47

For three decades, e-commerce has relied on a familiar grammar: a search bar, a product page, and the decisive click on a “buy now” button. But the rise of agentic... read more

Trending

Why tokenised deposits are stealing stablecoins buzz

12 Jan 26 @ 22:32

The centre of gravity in on-chain money is shifting, after two years in which stablecoins dominated discussion, volumes and investor attention. [caption id... more

Copilot Checkout signals Microsoft’s push into agentic commerce

12 Jan 26 @ 17:59

Microsoft has taken a decisive step towards embedding agentic commerce directly into generative AI, partnering with PayPal, Stripe and Shopify to launch Copilot... more

Trump proposes credit card rate cap

12 Jan 26 @ 22:01

President Donald Trump’s renewed push to impose a one-year cap of 10 per cent on US credit card interest rates has jolted financial markets and reopened a lon... more