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The future of embedded finance – is it easy to deliver?

24 Aug 22 @ 16:37

Embedded finance sounds like a win-win for everyone. A consumer selects a product, clicks on the selection and – thanks to being pre-authorised – they’ve already paid. Likewise, a customer... read more

Report: An update on the UK payments market

24 Aug 22 @ 13:17

In the last couple of years the global Covid-19 pandemic and associated lockdowns have led to significant changes in patterns of the UK payments market. Lockdowns resulted in large sections... read more

Feature: R2P – A view of what could be…

23 Aug 22 @ 15:31

Request to Pay (R2P) is a hot industry buzzword. While still in its infancy, Request to Pay promises greater control and faster settlement for consumers and businesses alike. Payments Cards... read more

NFT transactions to reach 40 million globally by 2027

23 Aug 22 @ 14:23

A new study has found the global number of NFT (Non-fungible Token) transactions will rise from 24 million in 2022 to 40 million by 2027. This is based on a... read more

US financial regulator issues stablecoin expectations to virtual currency industry

23 Aug 22 @ 09:19

The New York State Department of Financial Services (DFS) has issued a new Regulatory Guidance, setting foundational criteria for USD backed stablecoins used by DFS-regulated entities. This represents the first US... read more

Crypto crime update: Illicit activity falls

22 Aug 22 @ 13:53

2022 has been a tumultuous year for cryptocurrency markets, with significant price declines across all currencies in May and June. While there’s no telling if we’ve reached the bottom, as... read more

Citibank and the $900 million “biggest blunders in banking history”

22 Aug 22 @ 12:30

In August 2020, Citibank mistakenly used its own money to repay a $900 million term loan it administered on behalf of Revlon that was held by multiple asset management groups.... read more

Why merchants don’t need to buy fraud insurance to cover everything

22 Aug 22 @ 10:58

The discipline of fraud prevention has changed dramatically over the past five years and continues to evolve rapidly. Consequently, former truths about fraud prevention are increasingly becoming outdated myths. In... read more

The top 5 ransomware statistics from the last year

19 Aug 22 @ 14:08

Cybercriminal gangs launch ransomware attacks to encrypt businesses’ sensitive data and get paid a significant ransom. Sometimes hackers even use a method called double extortion. They threaten the organization to... read more

BLIK Q2: 300 million transactions in one quarter

19 Aug 22 @ 13:42

In Q2 2022, BLIK users completed 292 million transactions worth PLN 38.7 billion (€8.14 billion). At that time, the number of payments in traditional payment terminals was growing the fastest... read more

Want to grow your career? Join a Futurecorn

19 Aug 22 @ 13:16

Earlier this year Viva Technology unveiled its predictions for Europe’s top 100 scale-ups: ​​the “futurecorn” companies on track to become unicorns in the near future, with the UK having more... read more

The new Open Banking era needs better, smarter KYC

17 Aug 22 @ 09:00

In a new white paper, transaction security specialists Ondato explain why the rapid development of Open Banking across Europe means banks, merchants and PSPs must turn to smarter, joined-up KYC... read more

Digital payments: mixed outlook for card payments and stagnation of ATM

16 Aug 22 @ 16:34

A year ago, the Economist Intelligence Unit (EIU) published a white paper, Going digital: payments in the post-Covid world, that showed how digital channels were replacing traditional modes of payments... read more

Financial inclusion drives traffic at ATMs for cash withdrawals

16 Aug 22 @ 13:25

Customers around the world made 69 billion cash withdrawals in 2021. This marks a small increase on 2020, a year with particularly low demand for cash as COVID-19 lockdowns kept... read more

Tap to Mobile: How micromerchants are adapting to a cashless world

16 Aug 22 @ 12:03

A new white paper from Tietoevry explains how categories of merchants traditionally reliant on cash are now adapting to a cashless world. After COVID-19, Europe’s long and slow decline in... read more

Apple Card: An important lesson in Issuing a digitally native card

12 Aug 22 @ 13:55

When Apple launched its Apple Card credit card in 2019, it was touted as a gamechanger, with the usual levels of simplicity and transparency that users expect from Apple products. Behind the... read more

Russian Central Bank want to eradicate “toxic” foreign currencies from system

12 Aug 22 @ 13:29

The Central Bank of the Russian Federation wants the government to order state companies to convert their foreign-exchange holdings into the currencies of countries that haven’t joined sanctions imposed by... read more

UNCTAD wants action to curb cryptocurrencies in developing countries

12 Aug 22 @ 12:04

Global use of cryptocurrencies has increased exponentially during the COVID-19 pandemic, including in developing countries. While these private digital currencies have rewarded some, and facilitate remittances, they are an unstable... read more

Trending

Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more