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Global banks unite to launch G7-backed stablecoin

13 Oct 25 @ 12:55

A couple of weeks ago I wrote that the bank led stablecoin race was hotting up as nine of Europe’s largest banks unveiled plans to issue a euro-denominated stablecoin, the... read more

False declines now cost merchants more than fraud

10 Oct 25 @ 15:05

The payments industry’s long-standing battle against fraud may be producing unintended casualties. According to new data from Chargebacks911, the cost of false declines—legitimate transactions incorrectly rejected by fraud filters—has now... read more

Coinbase and Mastercard compete to acquire stablecoin firm BVNK

10 Oct 25 @ 13:17

A high-stakes bidding war appears to be brewing between crypto exchange Coinbase and payments giant Mastercard over the acquisition of BVNK, the London-based fintech firm building enterprise-grade stablecoin payment infrastructure.... read more

Banks confront real-time fraud arms race fuelled by Gen AI

10 Oct 25 @ 13:04

Generative artificial intelligence has changed the pace and scale of financial fraud. What was once a slow, reactive contest between banks and cybercriminals has become a real-time arms race —... read more

Payment resilience: A growing risk for Retail and Hospitality in Europe

09 Oct 25 @ 16:16

Payment systems have become the nervous system of the consumer economy. Every transaction at a supermarket checkout, hotel reception, or café till depends on complex networks of hardware, software, and... read more

G20 cross-border payments roadmap: Close, but no cigar…yet

09 Oct 25 @ 12:48

Global financial authorities are set to fall short of the G20’s ambitious goal to make cross-border payments faster, cheaper and more transparent by 2027. This is according to an update... read more

Paying interest on stablecoins: Banking Vs Crypto

09 Oct 25 @ 12:14

A simmering policy debate in Washington over whether stablecoin issuers should be allowed to pay interest has burst into the open. Coinbase and the Blockchain Association have launched a campaign... read more

Banks must tread carefully charging for Open Banking access

07 Oct 25 @ 16:45

The long-running debate over “who should pay” for Open Banking has re-emerged, reignited by a series of developments in the US that could reshape the economics of data access. JPMorgan... read more

OpenAI’s acquisition of Roi hints at move toward PFA

07 Oct 25 @ 15:59

OpenAI has made another strategic move that signals a widening of its ambitions far beyond conversational AI. The company has acquired Roi, a personal investing app that combines portfolio management... read more

Worldpay expands into Embedded Finance with new platforms

07 Oct 25 @ 15:31

Worldpay has unveiled its Embedded Finance Engine, a suite of lending, banking and commercial card issuing products designed for software platforms seeking to expand their financial services offering without the... read more

ChatGPT turns Shopper and Seller launching agentic commerce

06 Oct 25 @ 16:44

OpenAI has taken another decisive step toward “agentic commerce” — the emerging era where artificial intelligence acts not only as an assistant, but as a buyer on behalf of consumers.... read more

Stablecoins: Cross-border payments may never be the same

06 Oct 25 @ 16:12

Stablecoins, once synonymous with crypto speculation and opaque reserves, are fast becoming the backbone of a new era in institutional cross-border settlement. What began as a niche experiment in digital... read more

UK retail faces a new fraud frontier in 2025

06 Oct 25 @ 15:49

The British e-commerce sector enters 2025 on uncertain footing. Despite steady growth and signs of consumer resilience, retailers now face a sophisticated new wave of fraud — one that extends... read more

Embedded Finance becomes make-or-break for SMB software providers

03 Oct 25 @ 13:46

Small and medium-sized businesses (SMBs) are rewriting the rules of software adoption. Once content to rely on management tools for accounting, payroll and inventory control, many now see financial capabilities... read more

Ransomware surge in 2025: Payments firms cannot afford complacency

03 Oct 25 @ 09:11

Ransomware is staging a comeback. After several years of decline, attacks surged again in 2025, affecting nearly a quarter of businesses worldwide, according to new research from cybersecurity provider Hornetsecurity.... read more

Instant Payments adoption gains momentum in the United States

03 Oct 25 @ 08:58

The U.S. Faster Payments Council (FPC) has released its 2025 US Instant Payments Adoption Quantitative Study, providing one of the clearest signals yet that real-time payments are moving from promise... read more

ECB advances digital euro with offline capability and fraud prevention

02 Oct 25 @ 17:20

The European Central Bank (ECB) has taken two important steps towards launching a digital euro, announcing framework agreements that cover both offline functionality and fraud prevention. The decisions highlight the... read more

How Wallester Business helps SMEs take control of corporate spend

02 Oct 25 @ 09:42

Alarmingly, about 40% of merchants say they plan to switch from banks to fintech solutions within the next 12 months, that’s the warning from Capgemini’s World Payments Report, published at... read more

Trending

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a car... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more