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THE GLOBAL WALLET WAR: WHO WILL OWN THE CUSTOMER?

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American Fintech Council urges CFPB to stop Open Banking fees

22 Oct 25 @ 16:05

The American Fintech Council (AFC) has entered the already muddy waters of the US Open Banking market, urging the CFPB to maintain the principles underpinning Open Banking and protect consumers’... read more

TrueLayer acquires Zimpler to build European Pay by Bank network

22 Oct 25 @ 15:57

TrueLayer, Europe’s largest Pay by Bank network, has announced the acquisition of Zimpler, the fastest-growing Pay by Bank provider in the Nordics, in a landmark deal that consolidates TrueLayer’s position... read more

Allica Bank acquires Kriya to deliver £1 Billion SME working capital

22 Oct 25 @ 08:58

Allica Bank, the UK’s fastest-growing fintech, has announced the acquisition of Kriya, a leading SME lending and embedded finance specialist, in a deal that significantly expands its reach into the... read more

Japan’s top banks launch Yen-backed stablecoin in major shift

21 Oct 25 @ 17:18

Japan’s three largest financial groups — Mitsubishi UFJ Financial Group (MUFG), Sumitomo Mitsui Financial Group (SMFG), and Mizuho Financial Group — are collaborating to issue a stablecoin pegged to the... read more

Global VC investment surges to $120 billion: AI fuels momentum

21 Oct 25 @ 17:07

Global VC investment surged to $120 billion in Q3 2025, marking the fourth consecutive quarter of robust funding activity and signalling a sustained revival in investor confidence. The rise, up... read more

Why agentic commerce is creating new risks for merchants

21 Oct 25 @ 09:51

The rapid emergence of agentic commerce—where AI tools assist or act autonomously in consumers’ online purchases—is reshaping ecommerce faster than most merchants can adapt. According to new research from fraud... read more

Why financial institutions must rethink Open Banking in the AI era

20 Oct 25 @ 16:53

In 2018, Open Banking was hailed as a revolution in financial services. British regulators led the way, mandating data-sharing frameworks that promised to empower customers, foster innovation, and intensify competition.... read more

Merchants push customers toward lower-cost payments

20 Oct 25 @ 16:36

A new report from Wind River Payments reveals that US merchants and software providers are rapidly rethinking how they handle payments in response to rising costs, fraud, and a volatile... read more

Apple Pay at 11: Growth continues, but rivals close the gap

20 Oct 25 @ 13:27

Eleven years after its launch, Apple Pay remains the most recognised name in mobile payments — but its dominance is under pressure. New data shows that while usage has surged,... read more

Mastercard pushes for ‘Plug-and-Play’ future in B2B payments

17 Oct 25 @ 12:32

Mastercard is stepping up its efforts to simplify business payments with the launch of two major innovations — the Commercial Connect API and Clearing Controls — designed to make corporate... read more

Klarna targets UK banks with debit card and digital wallet

16 Oct 25 @ 19:54

Klarna is taking aim at the UK’s retail banking sector with the launch of a digital wallet and debit card — its most direct challenge yet to traditional banks’ dominance... read more

RTP network sets instant payments record

16 Oct 25 @ 19:44

Instant payments continue to gain traction in the US, with The Clearing House’s RTP network hitting a major milestone on 3 October after processing a record 1.8 million transactions in... read more

Coinbase and Euronet unveil new stablecoin tools

16 Oct 25 @ 19:23

The convergence of blockchain, stablecoins and mainstream financial infrastructure continues to gather pace. Two major players—Coinbase and Euronet—this week unveiled new tools designed to make cross-border payments faster, cheaper and... read more

Klarna deepens partnership with Google for agentic payments

14 Oct 25 @ 17:34

Klarna has announced an expansion of its long-standing collaboration with Google, becoming one of the early supporters of the Agent Payments Protocol (AP2) — an open standard designed to enable... read more

Mastercard launches AI platform to boost payment approval rates

14 Oct 25 @ 15:41

Mastercard has launched a new data-driven service designed to tackle one of the most persistent pain points in digital commerce: low payment approval rates. The Payment Optimisation Platform (POP) uses... read more

Revolut’s full UK banking licence delayed amid regulator scrutiny

14 Oct 25 @ 15:20

Revolut’s long-awaited full UK banking licence has hit another roadblock, as the Bank of England’s Prudential Regulation Authority (PRA) continues to raise concerns about whether the fintech giant’s risk management... read more

ACP vs AP2: Defining the future of agentic commerce

13 Oct 25 @ 16:13

The payments industry is entering a new phase of transformation — one driven not by cards or mobile wallets, but by autonomous agentic commerce agents. Two of the most significant... read more

Mobile wallets redefining the future of UK retail payments

13 Oct 25 @ 15:51

The United Kingdom’s retail payments landscape is undergoing a rapid and irreversible shift. What was once dominated by cards and cash is now being reshaped by mobile wallets and Buy... read more

Trending

Takeover talk swirls as PayPal’s valuation slumps

24 Feb 26 @ 12:45

After a bruising year on the public markets, PayPal has become the subject of early-stage takeover interest, underscoring how sharply sentiment has shifted arou... more

The evolution of POS: From terminals to touchpoints

04 Feb 26 @ 17:17

For decades, the POS terminal was a steadfast but unremarkable fixture of retail life — the small, grey box whose sole purpose was to approve or decline a car... more

Visa and Mastercard accelerate agentic payments through bank pilots

18 Feb 26 @ 13:35

The race to define the next phase of digital commerce via agentic payments has moved decisively into the banking mainstream. [caption id="attachment_57882"... more