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Generative AI tools in Financial Services – How to move forward

20 Jun 23 @ 12:14

In May 2022, most of us were unaware of the potential of generative AI (Artificial Intelligence) tools. We’d seen AI generated content in presentations, but they always seemed to recycle... read more

78% of European retail leaders are positive on growth prospects

19 Jun 23 @ 12:29

Salesforce, in collaboration with FT Longitude, surveyed almost 500 senior retail executives from 14 countries across Europe to understand the decisions that they have made, or will be making, to... read more

Banks can improve profitability and customer service with phygital

19 Jun 23 @ 11:29

The first blog in this series explains why consumers love phygital payments – the blend of physical and digital payments that delivers superior convenience, flexibility and security. Now global security technology... read more

Swiss banks collaborate to explore digital Swiss franc CBDC

19 Jun 23 @ 10:47

Coordinated by the Swiss Bankers Association, a group of have launched a project aimed at introducing a digital Swiss franc based on tokenized deposits. In the current project phase, the... read more

Open Banking grows up – but who is making the gains?

16 Jun 23 @ 11:45

Five years after firing the starting gun on Open Banking (OB), it looks like things are going well in the UK. However, a key question remains – especially for the... read more

Will Generative AI be the democratisation of fraud

16 Jun 23 @ 11:30

Generative AI and, more specifically AI based chatbots such as ChatGPT, have continued to dominate headlines and amaze consumers this year. With their rise in popularity and usage, there are... read more

Bank of England and BIS pilot building APIs for retail CBDC

16 Jun 23 @ 10:43

Project Rosalind is an experiment exploring application programming interfaces (APIs) for retail central bank digital currency (CBDC). The project is based on a two-tier model representing a public private partnership.... read more

UK Parliamentary Group publishes crypto report

15 Jun 23 @ 15:11

The UK has issued a public-private sector group in report, in which its argues that the country can be a hub for crypto innovation, but only if the right regulatory... read more

Report: Business Payments Barometer 2023

15 Jun 23 @ 14:41

Bottomline, in their annual Business Payments Barometer report, reveals that finance leaders in Great Britain and the United States are facing a tough operating environment, with over 80% of businesses... read more

Mass deployment of biometric payment cards is coming globally

15 Jun 23 @ 12:53

Approximately 3 billion payment cards are issued every year globally[1] – but this was not achieved overnight. When Chip & PIN was introduced in 1985, it took 18 years before 1... read more

UK and EU part ways (again) and diverge on CBDCs

14 Jun 23 @ 17:25

Recent thinking published by HM Treasury and the European Central Bank show divergence between the UK and European Union (EU) visions for digital currency. At present, the UK seems to... read more

Spoiled by war – Conflict hits Eurasian payments market

14 Jun 23 @ 17:16

Payments Cards & Mobile’s exclusive research into payments markets in 10 Eurasian countries reveals seismic change in the Eurasian payments market caused by the war in Ukraine. As our research... read more

FinTech landscape beginning to normalise as markets hit “Reset”

13 Jun 23 @ 17:41

There is a lot of talk these days about the impact on fintech M&A in an era of rising interest rates and volatility. The soaring prices of energy, food, labour,... read more

Will the future be card or mobile payments? The answer could be both…

13 Jun 23 @ 14:00

A new white paper from Tietoevry argues that far from competing, card payments and mobile payments can complement each other in the payments ecosystem. Hans Sjölund, Head of Card Sales & Business... read more

Domestic networks retain a small share of global card spend

13 Jun 23 @ 12:46

Domestic networks continue to drive financial inclusion worldwide but face an ongoing challenge to stay up-to-date on card functionality and flexibility with 2% of all card expenditure done through local... read more

New Report: flexible API connectivity is a must for Open Banking

12 Jun 23 @ 17:09

Five years ago, the launch of Open Banking in the UK and Europe promised a revolution in customer choice, convenience and security. In a new report, payments technology specialists BPC... read more

The £169 billion opportunity: Empower shoppers with unified commerce

12 Jun 23 @ 10:08

Adyen has published economic research that finds that retailers could potentially add £169 billion in revenue to the sector in the UK if they switched to a unified commerce approach... read more

Enfuce announces issuing partnership with Kvika Bank

12 Jun 23 @ 09:18

Enfuce has been chosen by Iceland’s Kvika Bank to modernise its payment services, including the launch of a Visa consumer credit card, integration with Apple Pay and Google Pay, and... read more

Trending

ECB brings Central Bank money to tokenised market

23 Sep 26 @ 14:34

The European Central Bank has taken a significant step towards integrating distributed ledger technology with Europe’s core financial infrastructure, launchin... more

European E-commerce Hits €911bn as Payments Reshape Online Retail

21 Sep 26 @ 19:41

European e-commerce has broken through the €900bn barrier, underlining the growing importance of digital retail to the continent's economy while intensifying ... more

Inside A7: How Russia built a parallel cross-border payments network

24 Sep 26 @ 16:29

Russia’s attempts to circumvent Western financial sanctions have developed into a sophisticated parallel payments architecture combining traditional banking, ... more