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Sales, demergers, spin offs…what’s behind the trend?

15 Feb 23 @ 17:54

In the last six months we have seen some of the biggest names in payments, especially in the last few weeks announce, “strategic reviews of their businesses”. It seems to... read more

BNPL regulation: Is consumer debt finally reaching breaking point?

15 Feb 23 @ 17:01

BNPL has, to date, managed to escape regulations aimed at other interest-bearing loans. In the UK, where the BNPL market was worth £5.7 billion in 2021, as with regulators in... read more

Europe’s EPI: EPIc fail in the making?

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

Q&A: 2023 in payments – digital wallets, SoftPOS and CBDCs

14 Feb 23 @ 17:09

The last year saw substantial change for consumer payments. BNPL (Buy Now, Pay Later), mobile payments and SoftPOS entered the mainstream, while CBDCs took another major step forward. But what’s... read more

Open Banking payments transactions to surpass $330 billion by 2027

13 Feb 23 @ 18:27

A new study has found that global Open Banking payments transaction values will exceed $330 billion globally by 2027; up from $57 billion in 2023. The report predicts that the... read more

Why traditional payment companies and e-commerce platforms are integrating crypto

13 Feb 23 @ 12:00

Currently, traditional methods, such as cash, bank transfers and payment cards, dominate the payment landscape; however, crypto payments are gaining significant traction. According to Visa, Cryptocurrency transactions worth $2.5 billon... read more

UK BNPL market steams ahead to reach $55 billion

10 Feb 23 @ 13:29

The BNPL payment industry in UK has recorded strong growth over the last four quarters, supported by increased e-commerce penetration. BNPL payments are expected to grow by 20.1% on an... read more

The rise of digital identity wallets: where will banks play

10 Feb 23 @ 11:11

For decades, banks have acted as the trusted custodians of customers’ personal data, with strong Know Your Customer (KYC) procedures, strict regulation, high customer engagement, and best in class security... read more

3 things to consider before you change jobs

10 Feb 23 @ 09:43

The job market is shifting globally as well as in the UK, where the previously tight labour market – as seen during the pandemic where there was high demand for... read more

Twitter pushes forward with payments vision for future revenues

09 Feb 23 @ 18:11

According to sources, Twitter has quietly started to apply for regulatory licences across the US and is working on the necessary software architecture to deploy payments on the platform. As... read more

Report: What makes the perfect payment partner?

09 Feb 23 @ 16:08

A new report from Banking Circle suggests that the services currently offered by Payment Service Providers aren’t going far enough to support the shift to e-commerce. The report, The perfect... read more

Mobile money: How to understand and promote regular activity

08 Feb 23 @ 18:34

Surpassing 1.35 billion accounts in 2021, mobile money has now established itself as the key to financial inclusion in low- and middle-income countries (LMICs). However, off these, only 26% of accounts... read more

The Global Payments Innovation Jury on BNPL and CBDC

08 Feb 23 @ 17:24

The Global Payments Innovation Jury has published its 2022 report into the direction of the industry. Payments Cards & Mobile (PCM) caught up with Jury Chairman John Chaplin (JC) to... read more

Digital pound strengthens privacy case for Bitcoin and crypto

08 Feb 23 @ 12:34

The UK’s plans for a digital pound to be launched later this decade underscore that digital currencies are the future of finance and strengthen the case for cryptocurrencies such as... read more

SPACE study: How do Europeans pay and want to pay?

07 Feb 23 @ 18:08

Digitalisation has changed, and will continue to change, the way people make payments. Today’s payment options are in some ways unrecognisable from what was available a decade ago. Using a... read more

Digital pound and Digital euro announce accelerated CBDC launch projections

07 Feb 23 @ 15:00

The UK’s Treasury and the Bank of England have announced a new, bullish timeframe for the build and launch of a digital pound CBDC. The UK Treasury and Bank of... read more

Four steps to delivering complex digital transformation projects in fast-changing environments

07 Feb 23 @ 14:37

The rate of change in the business world is increasing exponentially. Disruptive companies are upending whole industries by introducing new technologies and business models quickly copied and adopted by their... read more

Feature: The European payments landscape for 2023

06 Feb 23 @ 18:24

Payments Cards & Mobile’s exclusive annual review of European payments data from 33 European countries confirms the growth of online payments versus in-person, as well as the dominance of debit... read more

Trending

Swift launches new framework for cross-border payments

09 Mar 26 @ 14:45

SWIFT has introduced a new international payments framework aimed at significantly improving the speed, transparency and predictability of cross-border retail t... more

Credit’s next competitive frontier beyond top of wallet

12 Mar 26 @ 18:21

For years, the credit card industry has pursued a simple ambition: to become the card a consumer reaches for first. [caption id="attachment_52085" align="a... more

Visa tests the foundations of agentic payments in Europe

17 Mar 26 @ 15:03

Visa is moving to bring agentic commerce closer to commercial reality, launching a new programme with banks across the UK and Europe to test how artificial inte... more