06 Sep 23 @ 09:12

A new whitepaper offers insights into the nuances influencing the approach to embedded finance innovation across UK banks and financial institutions. Carried out in collaboration with Censuswide during May 2023,... read more

05 Sep 23 @ 16:22

Consumers in the US are following their counterparts in Europe and turning away from branch banking after a slow start. Meanwhile Europeans, who have been more advanced in their digital... read more

05 Sep 23 @ 15:30

Visa is expanding its stablecoin settlement capabilities to the high-performing Solana blockchain and is working with merchant acquirers Worldpay and Nuvei, modernising cross-border money movement. Through live pilots with issuers... read more

05 Sep 23 @ 10:36

The United Kingdom’s Travel Rule obligations have gone live. Furthermore, the Joint Money Laundering Steering Group (JMLSG) has just published its Travel Rule industry guidance, which will provide firms with greater... read more

04 Sep 23 @ 16:43

The entire buy now pay later (BNPL) industry was put on notice when Apple announced the launch of Apple Pay Later in March. While it has only been a few... read more

04 Sep 23 @ 15:40

Verizon Business has released the 2023 Payment Security Report. The 2023 PSR coincides with the approaching compliance deadline of the Payment Card Industry Data Security Standard (PCI DSS) version 4.0. This update to the current PCI DSS... read more

04 Sep 23 @ 12:01

Half of UK shoppers say they no longer need a physical wallet or purse, swapping it for a digital wallet on their phone, according to research from SAP Emarsys. The... read more

01 Sep 23 @ 17:13

For years now, the challenges small and medium enterprises (SMEs) face in payments have not been getting easier. As long ago as 2019, banking infrastructure firm Banking Circle told us... read more

01 Sep 23 @ 16:48

A new study finds that the total value of digital wallets transactions will rise from $9 trillion in 2023 to $16 trillion in 2028, a growth of 77%. This trend is... read more

01 Sep 23 @ 09:28

This week, Grayscale scored a resounding legal victory over the energetic and ruthless SEC, in its efforts to offer a spot bitcoin exchange traded fund. One result was that the... read more

31 Aug 23 @ 16:23

Visa and Mastercard are planning to raise network and interchange fees merchants pay when accepting credit cards, the increases are set to begin in October 2023 and April 2024. Many... read more

31 Aug 23 @ 16:09

For several months now Payments Cards & Mobile has been covering the fast moving change in direction of Twitter (now X) from a messaging platform to a mobile payments Super... read more

31 Aug 23 @ 11:33

Swift has released results from a new series of experiments that show its infrastructure can seamlessly facilitate the transfer of tokenised value across multiple public and private blockchains. The findings... read more

30 Aug 23 @ 16:25

In our ongoing quest to get behind the hype, we consider Data Analytics and how much of a benefit this gives banks, service providers and retailers when it comes to... read more

30 Aug 23 @ 12:44

Open Banking has reached a significant milestone, surpassing 11.4 million payments in the UK in July 2023. This achievement reflects a 9.3% increase in total payments compared with the previous... read more

29 Aug 23 @ 16:43

As origination volumes for some credit products slow, analysis finds fraud risk is continuing its upward trajectory as fraudsters employ increasingly sophisticated tactics to target lenders. TransUnion found that synthetic identity... read more

29 Aug 23 @ 15:55

Canadians’ reliance on their smartphones continues to increase. Interac data reveals a 53% jump in the use of Interac mobile payments in stores and a 17% surge in its use for... read more

29 Aug 23 @ 15:28

JCB International has launched a new white paper aimed at supporting European merchants to address a common challenge in the e-commerce space: cart abandonment. Merchants who proactively tackle cart abandonment... read more