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CFPB abandons litigation in Zelle fraud controversy

05 Mar 25 @ 14:07

The Consumer Financial Protection Bureau (CFPB) has formally withdrawn its lawsuit against JPMorgan Chase, Bank of America, Wells Fargo and Early Warning Services (EWS), the entity responsible for operating the... read more

A new era of payment processing: The rise of next-gen infrastructure

05 Mar 25 @ 13:30

A new era of payment processing is on its way, driven by a new generation of technology-first payment processors that are reimagining financial infrastructure from the ground up. These next-gen... read more

Getting up to speed with US instant payments

04 Mar 25 @ 17:01

The landscape of instant payments in the US is evolving rapidly, driven by the dual forces of the Real-Time Payments (RTP) network and the Federal Reserve’s FedNow service. Despite the... read more

Bank of America planning stablecoin launch amid regulatory shift

04 Mar 25 @ 15:54

The US banking sector is on the verge of a major shift as Bank of America (BofA) CEO Brian Moynihan revealed that the institution is poised to enter the stablecoin... read more

7 fintech and payments trends reshaping retail banking in 2025

04 Mar 25 @ 12:26

As we know, the payments and fintech landscape is set for another transformative year, with rapid technological advancements, regulatory shifts and changing consumer expectations shaping the future of retail banking.... read more

How digital wallets are evolving to shape the future of finance

03 Mar 25 @ 17:11

The digital wallet landscape is undergoing a profound transformation, evolving far beyond its initial role as a tool for electronic payments. As technology, regulation and consumer expectations shift, digital wallets... read more

Visa Tap to Phone adoption grows 320% in the UK

03 Mar 25 @ 16:11

Visa says that Tap to Phone – a technology that turns a smartphone into a point-of-sale (POS) device – has experienced a 200% increase globally over the past year, supporting... read more

Euro Area payment dynamics 2024: Cards continue to dominate

03 Mar 25 @ 11:43

The European Central Bank (ECB) has published its latest report on non-cash payments for H1 2024, offering an incisive examination of evolving payment behaviours within the euro area. The findings... read more

The role of mobile phones in the rise of online money transfers

03 Mar 25 @ 09:00

In 2012, Pew Research conducted a study to determine consumers’ perceptions of the use of mobile devices for online money transfers and other monetary transactions, including in-store and online purchases.... read more

Apple opens up NFC – You need a digital wallet strategy

28 Feb 25 @ 13:33

Last year, Apple announced that any third-party wallet can now build on Apple’s Near Field Communication (NFC) and Secure Element (SE) architecture. As my good friend and respected commentator Tom... read more

CBDC: Economic justification and strategic imperatives

28 Feb 25 @ 13:14

Central Bank Digital Currencies (CBDCs) have emerged as a subject of both intense scrutiny and substantive economic promise. While concerns regarding privacy infringement, governmental overreach and financial autonomy persist, the... read more

Create your own NFC Issuer wallet on iOS devices

28 Feb 25 @ 09:25

Entrust has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more