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Banks need to act soon or miss out on embedded finance ecosystem

29 Jun 23 @ 17:06

Banks will need to act soon to stay in the game or risk losing revenue to newer players in the embedded finance ecosystem. The option to buy now, pay later... read more

PSD3: Modernising payment services and opening financial services data

29 Jun 23 @ 13:11

The European Commission has put forward proposals to bring payments and the wider financial sector into the digital age including an update to PSD2 in the form of PSD3. The... read more

Visa acquire core banking platform Pismo

29 Jun 23 @ 12:45

Visa has signed a definitive agreement to acquire Pismo, a cloud-native issuer processing and core banking platform with operations in Latin America, Asia Pacific and Europe, for $1 billion in... read more

UK credit card market report – Lenders on high alert

28 Jun 23 @ 11:01

The latest data on UK credit card trends paints a picture of considerable consumer financial volatility as the dual pressures of higher inflation and higher interest rates squeeze funds. The... read more

PSD2 in the UK: the impact on fraud and revenues to date

28 Jun 23 @ 10:20

In March 2022, the UK implemented the final piece of the second Payment Services Directive (PSD2), requiring customer-initiated payment transactions to be subjected to strong customer authentication (SCA), via a... read more

Authentaverse: Frictionless way to navigate internet services and e-commerce

27 Jun 23 @ 16:56

A majority of the 200 senior UK financial services firms polled have expressed concern around online safety in relation to the new generation of immersive online environments – metaverses –... read more

Developing ATM markets see strong growth

27 Jun 23 @ 16:30

New research shows that the number of ATMs installed worldwide fell by 2% in 2022 to stand at 3.0 million. The market report reveals that the rate of decline has... read more

Implementing regulation for Instant Payments: A Q&A with the EC

26 Jun 23 @ 17:13

Instant payments are a relatively new type of credit transfer responding to the needs of an increasingly digitalised society. They allow funds to be transferred in a matter of seconds,... read more

Retail banks face a card payment platform cliff: new report provides solutions

26 Jun 23 @ 15:12

A new report from Tietoevry Banking reveals how deep the legacy technology crisis runs for today’s retail banks in payment cards – and discusses options for how these banks can... read more

Options for looking for the right API approach in Open Banking

26 Jun 23 @ 12:09

The first blog in this series, explores the rise of Open Banking and the importance of open, flexible API architectures to success. Drawing on a new report from payment technology... read more

Prompt engineers are commanding salaries in excess of £300k

23 Jun 23 @ 09:40

It’s being predicted that the advent of generative AI and its impact on productivity and jobs has the potential to be this generation’s Industrial Revolution. Just last month, the government’s... read more

US SME payments woes continue to grow

23 Jun 23 @ 09:26

For years now, the challenges small and medium enterprises (SMEs) face in payments have not been getting easier. As long ago as 2019, banking infrastructure firm Banking Circle told us... read more

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Mastercard and BVNK Launch Platform Linking Fiat and Stablecoin Payments

20 Oct 26 @ 09:06

Mastercard has launched a new platform with BVNK that brings fiat currencies and stablecoins together through a single API, marking the first major integration ... more

Visa Builds Agentic Commerce Infrastructure as Credentials Reach 5.2 Billion

29 Oct 26 @ 19:39

Visa is expanding its payments infrastructure around agentic commerce, stablecoins and tokenisation as its global credential base reaches 5.2 billion and ... more

UK Moves to Open iPhone Contactless Payments to Apple Pay Rivals

22 Oct 26 @ 18:16

The UK’s competition regulator has set out proposals that could significantly widen access to contactless payments on Apple’s iPhone, potentially lowering b... more