Strong Customer Authentication

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What is Decoupled Authentication and when is it used?

27 Sep 21 @ 08:28

Decoupled Authentication provides a convenient way to get SCA approval with minimum effort by the merchant or the cardholder. Many use cases benefit from higher approval rate and fraud protection.... read more

Banks and processors need a single digital card solution – Here’s why

08 Sep 21 @ 08:30

As the market moves away from physical EMV cards to instant mobile-first banking experiences, Antelop CEO Nicolas Bruley argues issuing banks and processors should be using a unified solution to... read more

European Fraud Map – UK winning card fraud loss battle

22 Jun 21 @ 15:55

2020 was an incredibly challenging year across the globe, with a rapidly changing mix of customer demands, a volatile staffing and servicing model, and a need to drive transformation quicker... read more

US leads UK in 3DS2 use for payment authentication

02 Jun 21 @ 09:59

The US is beating the UK in the rollout of the 3D Secure 2 (3DS2) multi-factor authentication protocol, new data from Ravelin shows. 68% of transactions in the US now... read more

Signicat acquires Encap to create digital identity and authentication powerhouse

02 Jun 21 @ 09:00

Signicat has acquired Strong Customer Authentication (SCA) specialist Encap Security from AllClear ID. With Encap’s secure mobile app-based authentication solution, Signicat ensures SCA compliance across the full customer lifecycle. The acquisition... read more

UK’s Financial Conduct Authority further extends SCA deadline

21 May 21 @ 09:34

The UK’s Financial Conduct Authority (FCA) have extended their deadline for implementing Strong Customer Authentication (SCA) for e-commerce transactions to 14th of March 2022. “This further six month extension is... read more

£39.4 billion of sales lost to abandoned baskets during lockdown – Why?

19 May 21 @ 16:20

Research reveals that UK retailers have lost out on more than £39.4 billion in potential sales over the last 12 months, as lockdown sees the value of online abandoned baskets... read more

European payments in 2021: Cards remain No. 1 for consumers

17 May 21 @ 16:04

Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business growing strongly.... read more

New SCA requirements rank low on UK merchants’ list of worries

07 May 21 @ 15:54

Retailers say the coming enforcement of the sweeping online payments regulation – SCA – is the least of their post-pandemic worries, a stance that exposes a stark disconnect with the... read more

Digital and Card Payments Yearbooks Interview: European Payments in 2021

18 Mar 21 @ 16:47

Amid rising hype about mobile wallets, P2P FinTech challengers and QR-code payments, this year’s Digital and Card Payments Yearbooks show a card segment in robust health, with business growing strongly.... read more

EPSM advocates a gradual SCA ramp up as of January 2021

03 Dec 20 @ 09:55

At the end of this year, the transitional exemption on PSD2-SCA for e-commerce card payments will end. EPSM, the European trade association representing the interests of payment service providers for... read more

SCA: Secure multi-factor authentication for online banking and payments

03 Dec 20 @ 09:00

Since September 2019, PSD2 RTS for Strong Customer Authentication (SCA) applies in the European Union. This revised Payment Services Directive makes SCA mandatory for banks and any sensitive operations, with... read more

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$5 trillion milestone masks an uneven global e-commerce market

09 Jan 26 @ 10:32

In 2026, global e-commerce passes a symbolic and economic landmark, exceeding $5 trillion in annual sales for the first time. The headline figure confirms the ... more

Visa brings stablecoin settlement into the US Mainstream

17 Dec 25 @ 13:28

Visa has taken a decisive step towards embedding stablecoins into core financial infrastructure, launching US-based settlement in Circle’s USDC for participat... more

Barclays makes first strategic move into stablecoin infrastructure

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. [caption id="attachmen... more