Strong Customer Authentication

04 Mar 22 @ 12:57

As the fourth anniversary of PSD2 comes and goes, it’s time to reflect on the success of some of its provisions. Strong Customer Authentication (SCA) was introduced across the EU... read more

08 Feb 22 @ 10:49

Remote and contactless payments popularity with consumers grew during the pandemic, which is prompting the need for a robust digital identity infrastructure in the Payments 4.X era.1 In the connected... read more

01 Feb 22 @ 13:12

The latest version of the European Central Bank fraud report is now available. The report, Seventh report on card fraud, analyses trends in card fraud in 2019 as reported by... read more

18 Jan 22 @ 15:39

The more things change, the more they stay the same. Looking back at 2021 – which promised to be the year that the industry realised the full potential of data-driven transactions, instant... read more

07 Jan 22 @ 11:50

PSD2 introduced the need for SCA, but implementation has been a long journey and several deadline extensions reflect the low levels of market readiness and the disruptions caused by COVID-19.... read more

17 Dec 21 @ 12:04

Fraud is going off the scale. PCM outlines how well current solutions are working, and what might work better. Even before the holidays have begun, the signs are not good:... read more

14 Dec 21 @ 15:14

The UK Financial Conduct Authority (FCA) has recently published its policy statement PS21/19 which sets out amendments to the UK SCA-RTS. The Policy Statement sets out final rule changes, as... read more

19 Nov 21 @ 16:09

The pandemic accelerated the move to online shopping. With lockdown restrictions having been in place, it’s no surprise that global e-commerce grew by 25% in 2020; it’s expected to grow... read more

02 Nov 21 @ 12:41

E-commerce fraud attack rates have declined 36% in the past 12 months, whilst 3DS transactions have grown more than 600% across the same period, led by uptake of the new... read more

11 Oct 21 @ 09:04

The enforcement deadline for Strong Customer Authentication (SCA) has passed for most European countries and the latest data from the CMSPI Failure Rate Tracker for August 2021 suggests a European... read more

05 Oct 21 @ 13:37

Can you imagine your life without your phone? In little over a decade, smartphones have become more than just a device in our pockets. Today, they are something closer to... read more

29 Sep 21 @ 12:01

One of the key motivations behind Open Banking has been to enable the growth of alternative payment methods to cards. A new report demonstrates that the policy drivers, the industry... read more