SoftPOS

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Digital & Card Payment Yearbooks: Cards – past their peak?

04 Feb 22 @ 16:12

The 2021-2022 Digital and Card Payment Yearbooks from Payments Cards & Mobile suggest payment card use may be starting to decline, to be replaced by digital wallets, direct-to-account payments and... read more

Tap on Mobile: Meeting merchant demand for more flexible acceptance

28 Jan 22 @ 11:43

In the second part of a two-part series on Tap on Mobile, PCM spoke to Tim Dziubek, Director of Payment Products at Discover Global Network, to learn more about Tap... read more

Apple closes in on SoftPOS market by allowing iPhones to be POS terminals

27 Jan 22 @ 12:39

Apple is rumoured to be launching a new SoftPOS service that will let small businesses accept payments directly on their iPhones without any extra hardware. The company has been working... read more

Tap on Mobile: the digital revolution moves from payment to acceptance

26 Jan 22 @ 09:21

As contactless transactions using cards and digital wallets soar, digital acceptance via mobile, or “Tap on Mobile”, is opening up electronic payments to new merchant categories. PCM investigates the next... read more

JPMorgan starts to spend $12 billion war chest with Viva Wallet stake

25 Jan 22 @ 15:30

In a recent earnings call, JPMorgan Chase, the largest lender on Wall Street with $3.76 trillion (in assets), announced it plans to increase its annual technology budget to $12 billion,... read more

Long Read: Payment predictions for an industry in flux

25 Jan 22 @ 12:07

Thanks to the pandemic, consumers have become accustomed to doing almost everything online, accelerating digital transformation and embedding new behaviours. After a 5% in global payment revenues in 2021, the... read more

New merchant segments, from street food vendors to personal trainers, are going mobile. Here’s why.

10 Jan 22 @ 10:53

Small and micro-merchants are switching to electronic payments across Europe – banks and payments companies must consider the specific needs of this segment. As a new year dawns, commentators are... read more

Merchant Services: Taking the $100 billion opportunity before it’s too late

08 Dec 21 @ 09:26

In their 2021 Global Payments Report, McKinsey and Company identify[1] an $100 billion opportunity to provide small and medium enterprises (SMEs) with new payments services. By offering value-added services to... read more

QR codes set to make a quantum leap in consumer popularity

02 Dec 21 @ 10:35

Of the many payment innovations to surface in the past 20 years, the QR code is enjoying a resurgence, having once been viewed as a failed marketing gimmick that became... read more

The old acquiring model is dead – here’s what’s next…

01 Dec 21 @ 09:25

As in many other areas of life, COVID-19 has accelerated changes evident in merchant acquiring over the last five years. These changes go beyond the obvious, such as the shift... read more

Faster and secure payments with the new PSD2 payment initiation service

30 Nov 21 @ 16:02

The PSD2 enables more convenient, secure, faster and more affordable account-to-account payments in e-commerce and at the checkout in shops. One of the two new API-based PSD2 services, the Payment... read more

Smart POS systems like PAX are vital to Merchant Service Providers – but are they secure?

29 Nov 21 @ 18:09

The recent news that a US acquirer had raised concerns about PAX terminal security led a number of Merchant Service Providers’ (MSPs) to ask questions about their approach to next-generation... read more

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Visa brings stablecoin settlement into the US Mainstream

17 Dec 25 @ 13:28

Visa has taken a decisive step towards embedding stablecoins into core financial infrastructure, launching US-based settlement in Circle’s USDC for participat... more

Barclays makes first strategic move into stablecoin infrastructure

07 Jan 26 @ 15:24

Barclays has taken its first direct step into the stablecoin ecosystem, investing in US-based clearing and settlement platform Ubyx. [caption id="attachmen... more

Deutsche Bank brings Wero to the mainstream in Germany

18 Dec 25 @ 11:13

Deutsche Bank has taken a decisive step in Europe’s long-running effort to build a sovereign payments alternative, rolling out the full functionality of the W... more