SEPA

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SEPA Instant payments set to surpass traditional transfers by 2030

22 Jan 26 @ 21:38

Europe’s payments industry is approaching a structural inflection point. New research conducted by Celent in collaboration with Plaid, suggests that SEPA Instant Credit Transfers are on track to overtake traditional credit... read more

Europe’s banks urged to prepare for OCT Inst as pressure mounts

18 Sep 25 @ 10:26

The Euro Banking Association (EBA) has issued a timely call to arms for Europe’s payment service providers (PSPs), urging them to accelerate preparations for One-Leg Out Instant Credit Transfers (OCT... read more

Orbital bridge real-time euro payments across SEPA and stablecoins

03 Jul 25 @ 09:26

Orbital, a cross-border platform that orchestrates payments across stablecoins and traditional rails, has partnered to unlocks faster, cost-effective, and compliant euro transactions, bridging traditional payments with digital assets. Cross-border payments... read more

Europe’s banks confront the cost of SEPA Instant Payments

27 May 25 @ 10:20

The concept of “banking hours” is rapidly becoming obsolete. From late nights to public holidays, payments in Europe are poised to become truly non-stop. By October 2025, the EU’s SEPA... read more

Eurosystem rolls out Verification of Payee service across SEPA

11 Mar 25 @ 10:45

The Eurosystem has finalised its exploratory work on introducing a Verification of Payee (VoP) service, a significant step in enhancing security across the Single Euro Payments Area (SEPA). This initiative,... read more

The Czech payments landscape – A detailed analysis

04 Oct 24 @ 11:49

As Czechia strides towards 2025, its payments landscape is marked by significant shifts and advancements. The convergence of traditional banking systems with innovative digital solutions is driving a new era... read more

Eastnets launch SEPA Instant Payments Access-as-a-Service

13 Jun 24 @ 09:30

Eastnets is launching an Instant Payments Access as a Service for SEPA Credit Transfers Instant (SCT Inst) as part of its long-standing, global SWIFT service bureau offering. The service, hosted in... read more

Iberpay and Santander sign up to OCT Inst Scheme

17 May 24 @ 15:55

Amidst the not so friendly rumblings within the Spanish banking sector, Iberpay and Santander have signed up to become the inaugural participants in the One-Leg Out (OLO) Instant Credit Transfer... read more

EU mandates instant payments from end 2024: early movers to gain advantage

18 Sep 23 @ 14:50

In May 2023, the European Commission published a draft proposal to mandate the use of instant payments for all Euro transactions between member states into and out of the Euro... read more

World Payments Report: Non-cash transactions continue to rise

15 Sep 23 @ 14:42

Non-cash transaction volumes maintained upward momentum as consumers and businesses adopted digital payment schemes. The World Payment Report 2023 estimates suggest that from 2022 to 2027, non-cash transaction volume growth will... read more

EPC Director General Giorgio Andreoli – Vision for European payments

10 May 23 @ 12:51

Giorgio Andreoli took up the post of Director General of the European Payments Council (EPC) on 1 April 2023. To get his views on the direction of the payments landscape... read more

Europe’s EPI: EPIc fail in the making?

14 Feb 23 @ 18:56

The European Payments Initiative (EPI), launched to some fanfare in 2020, was supposed to offer a payments solution “catering and corresponding to European needs.” But as the EPI’s scope changes... read more

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Visa turns the card into an identity credential

12 May 26 @ 15:44

Visa has launched a new tap-based authentication technology that could reshape how banks verify customers in mobile banking environments. [caption id="atta... more

Bank of England Warns DLT Complexity in Settlements

18 May 26 @ 17:07

The Bank of England has found that distributed ledger technology could improve aspects of wholesale payments and settlement, but only at the cost of significant... more

E-commerce payments enter the age of managed complexity

11 May 26 @ 19:54

The global e-commerce payments market is no longer simply a story of digital adoption. It is becoming a test of operational control. [caption id="attachmen... more